1048 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 1048 E Main St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · built 1947
Lot Size0.308 acres (13,433 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Jun 2007)
Tax Bill$1,497 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN085-10-18-009.00

Property Details

APN / Parcel Number

Primary APN085-10-18-009.00
Alternative APN
  • 60905

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,433 sqft (0.308 acres)
Lot Dimensions170 ft deep x 100 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number60905
Street Address1048 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN HILLS LOT 12
Legal SubdivisionINDIAN HILLS
Legal Phase1
Legal Lot Number12
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group3
Census Block3026
Census Tract70101

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1048 E MAIN ST, FRANKFORT, KY 40601-2562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2007 · Amount on Record
Deed SaleJun 11, 2007 · Amount on Record
Deed Document Number2007317119
Deed Book / Page0499 / 625
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address1048 E MAIN ST, FRANKFORT, KY 40601-2562
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1502/001
DateSep 4, 2019
Book PageM1502/001
Instrument493827
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueAug 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,497.00 (+0.27%)$125,000 (-) Land $20,000 Building $105,000$125,000 (-) Land $20,000 Building $105,000
2023$1,493.00 (+0.88%)$125,000 (-)$125,000 (-)
2022$1,480.00$125,000$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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