1034 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 1034 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1961
Lot Size	0.299 acres (13,044 sqft)
Owner	Company Name on Record
Last Sale	$132,000 (Jul 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2010 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`085-10-18-014.00`

Property Details

APN / Parcel Number

Primary APN	`085-10-18-014.00`
Alternative APNs	`76328` `73909` `81681`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,044 sqft (0.299 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	81681
Street Address	1034 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HILLS LOT 7
Legal Subdivision	INDIAN HILLS
Legal Phase	1
Legal Lot Number	7
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3026
Census Tract	70101

Owner

Source: Franklin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY
Jan 22, 2010	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP
Apr 21, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2021	Deed, Transfer · Commercial Mortgage FIRST FSB (FRANKFORT KY
Oct 16, 2017	Intrafamily Transfer, Transfer
Oct 26, 2010	Deed, Transfer
May 28, 2010	Deed, Transfer
Jan 22, 2010	Intrafamily Transfer, Transfer CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC
Oct 24, 2008	Deed, Transfer
Jun 21, 2007	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	2021529304
Deed Book / Page	604 / 589
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	00D572/668
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1662/311
Date	May 10, 2022
Book Page	M1662/311
Instrument	663986

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2047

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TTLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1160/509
Date	Jan 22, 2010
Book Page	M1160/509
Instrument	353555

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 21, 2025
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D636/508
Book / Page	D636 / 508
Map Reference	MB 122 PG 191
Instrument Date	Apr 11, 2025
Instrument	869655
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562

Mortgage

Document Number	0000869659
Date	Apr 21, 2025
Instrument	869659

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 16, 2021
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D604/589
Book / Page	D604 / 589
Map Reference	MB 122 PG 191
Instrument Date	Jul 9, 2021
Instrument	529304
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 ELKHORN HILLS LN, FRANKFORT, KY 40601-5380

Mortgage

Document Number	0000529305
Date	Jul 16, 2021
Instrument	529305

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Oct 16, 2017
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D572/668
Book / Page	D572 / 668
Map Reference	DD179 PG88&89
Instrument Date	Sep 28, 2017
Instrument	465994
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 BREAKERS CT, SPRING HILL, FL 34606-7053

October 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 26, 2010
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D523/389
Book / Page	D523 / 389
Map Reference	MB179 PG88&89
Instrument Date	Oct 21, 2010
Instrument	364302
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 CAVU RD, GEORGETOWN, TX 78628-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	125 CANEWOOD BLVD, GEORGETOWN, KY 40324-9163

May 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	May 28, 2010
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D520/699
Book / Page	D520 / 699
Instrument Date	May 26, 2010
Instrument	358234
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6903 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	404 COMANCHE TRL, FRANKFORT, KY 40601-1750

January 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Jan 22, 2010
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D518/208
Book / Page	D518 / 208
Map Reference	DD122 PG191
Instrument Date	Jan 12, 2010
Instrument	353554
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PINNACLE CT APT 65, 65, FRANKFORT, KY 40601-2690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562

October 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 24, 2008
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D509/397
Book / Page	D509 / 397
Map Reference	CAB C SL177
Instrument Date	Oct 23, 2008
Instrument	336128
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 DEER HVN, FRANKFORT, KY 40601-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 CHOCTAW TRL, FRANKFORT, KY 40601-1748

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jun 21, 2007
Property Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562
Document Number	00D499/827
Book / Page	D499 / 827
Map Reference	DB122 PG191
Instrument Date	Jun 1, 2007
Instrument	317563
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CHARLESTON CT, FRANKFORT, KY 40601-7820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1034 E MAIN ST, FRANKFORT, KY 40601-2562

Mortgage

Document Number	0000317564
Date	Jun 21, 2007
Instrument	317564

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+0.28%)	$147,000 (-) Land $25,000 Building $122,000	$147,000 (-) Land $25,000 Building $122,000
2023	$1,756.00 (+0.92%)	$147,000 (-)	$147,000 (-)
2022	$1,740.00	$147,000	$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1034 E Main St, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2010: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2010: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2010: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2008: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2007: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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