Pender County property record for 104 W Luminous Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,954 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Sep 2024) |
| Tax Bill | $2,518 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-04-3881-0000 |
| Primary APN | 4214-04-3881-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000058988 |
|---|---|
| Street Address | 104 W LUMINOUS WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 293 PB 62/70 WYNDWATER PH VI |
| Legal Subdivision | WYNDWATER |
| Legal Phase | 6 |
| Legal Lot Number | 293 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 8, 2025 | Intrafamily Transfer, Transfer |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Jun 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 202420133091 |
| Deed Book / Page | 4846 / 857 |
| Last Transfer Date | Sep 4, 2025 |
| Transfer Doc | 0048721206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 8, 2025 |
| Property Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0048721206 |
| Book / Page | 4872 / 1206 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Sep 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047570774 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4757/774 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0047951710 |
| Book / Page | 4795 / 1710 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Aug 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8616 TIMBER HILLS DR NE, LELAND, NC 28451-6088 |
| Name | Verified Name |
|---|---|
| Address | 104 W LMRIINOUS WAY, HAMPSTEAD, NC 28443 |
| Document Number | 0047951712 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 4795-1712 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 22, 2020 |
| Property Address | 104 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0047150925 |
| Book / Page | 4715 / 925 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 104 LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0004715931 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 4715/931 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,518.00 | $393,404 (+56.96%) Land $27,510 Building $365,894 | $393,404 (+56.96%) Land $27,510 Building $365,894 |
| 2024 | $2,518.00 (+20.71%) | $250,642 (-) Land $63,580 Building $187,062 | $250,642 (-) Land $63,580 Building $187,062 |
| 2023 | $250,642 (-) Land $63,580 Building $187,062 | $250,642 (-) Land $63,580 Building $187,062 | |
| 2022 | $2,086.00 | $250,642 Land $63,580 Building $187,062 | $250,642 Land $63,580 Building $187,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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