Pender County property record for 126 W Luminous Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,314 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Aug 2024) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-04-3808-0000 |
| Primary APN | 4214-04-3808-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000058361 |
|---|---|
| Street Address | 126 W LUMINOUS WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 295 PB 62/70 WYNDWATER PH VI |
| Legal Subdivision | WYNDWATER |
| Legal Phase | 6 |
| Legal Lot Number | 295 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
126 W Luminous Way is owned and occupied by an individual who bought it in August 2024.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2024 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| May 26, 2023 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 9, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on File |
| Deed Sale | Aug 5, 2024 · Amount on File |
| Prior Sale | May 26, 2023 · Amount on File |
| Deed Document Number | 0008764843 |
| Deed Book / Page | 876 / 4843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 5, 2024 |
| Property Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0048430876 |
| Book / Page | 4843 / 876 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Jul 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Investor | Possibly a Property Investor |
| Document Number | 0048430879 |
|---|---|
| Date | Aug 5, 2024 |
| Instrument | 4843-0879 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 26, 2023 |
| Property Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0048132061 |
| Book / Page | 4813 / 2061 |
| Map Reference | MB 63 PG 70 |
| Instrument Date | May 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0048132065 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 4813-2065 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 9, 2020 |
| Property Address | 126 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0047240834 |
| Book / Page | 4724 / 834 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, SPRING, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 126 LUMINOUS WAY, HAMPSTEAD, NC 28443-4055 |
| Document Number | 0004724837 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 4724/837 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 126 W Luminous Way was $2,689.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,689.00 | $431,288 Land $27,510 Building $403,778 | $431,288 Land $27,510 Building $403,778 |
| 2023 | $269,121 (-) Land $63,580 Building $205,541 | $269,121 (-) Land $63,580 Building $205,541 | |
| 2022 | $2,240.00 | $269,121 Land $63,580 Building $205,541 | $269,121 Land $63,580 Building $205,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 W Luminous Way in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 W Luminous Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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