116 W Luminous Way, Hampstead, NC 28443 Property Records

Pender County property record for 116 W Luminous Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (May 2025)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-04-3844-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-04-3844-0000`
Alternative APNs	`001032962` `982796`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	001032962
Street Address	116 W LUMINOUS WAY
City	HAMPSTEAD
State	NC
Zip	28443-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 294 PB 62/70 WYNDWATER PH VI
Legal Subdivision	WYNDWATER
Legal Phase	6
Legal Lot Number	294
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920201

Owner

116 W Luminous Way is owned and occupied by an individual who bought it in May 2025.

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	116 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	0017454863
Deed Book / Page	1745 / 4863
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 14, 2020
Property Address	116 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4055
Document Number	0047241903
Book / Page	4724 / 1903
Map Reference	MB 62 PG 70
Instrument Date	Sep 11, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 LUMINOUS WAY, HAMPSTEAD, NC 28443-4055

Mortgage

Document Number	0047241906
Date	Sep 14, 2020
Instrument	4724/1906

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 116 W Luminous Way was $2,367.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00	$308,270 Land $27,510 Building $280,760	$308,270 Land $27,510 Building $280,760
2023		$234,336 (-) Land $63,580 Building $170,756	$234,336 (-) Land $63,580 Building $170,756
2022	$1,950.00	$234,336 Land $63,580 Building $170,756	$234,336 Land $63,580 Building $170,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 W Luminous Way in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 W Luminous Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20