Pender County property record for 89 W Luminous Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,954 sqft · built 2020 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2024) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-04-3600-0000 |
| Primary APN | 4214-04-3600-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000054684 |
|---|---|
| Street Address | 89 W LUMINOUS WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 309 PB 62/70 WYNDWATER PH VI |
| Legal Subdivision | WYNDWATER |
| Legal Phase | 6 |
| Legal Lot Number | 309 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920201 |
Source: Pender County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 89 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Nov 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on Record |
| Deed Sale | Jan 16, 2024 · Amount on Record |
| Prior Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 0019914828 |
| Deed Book / Page | 1991 / 4828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 16, 2024 |
| Property Address | 89 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029 |
| Document Number | 0048281991 |
| Book / Page | 4828 / 1991 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Jan 10, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1427 34TH AVENUE LN NE, HICKORY, NC 28601-7219 |
| Name | Verified Name |
|---|---|
| Address | 89 W LUMINOUS WAY, HICKORY, NC 28601 |
| Document Number | 0048281994 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 4828-1994 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 89 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048000605 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 4800/605 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Oct 24, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 2, 2020 |
| Property Address | 89 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029 |
| Document Number | 0047300103 |
| Book / Page | 4730 / 103 |
| Map Reference | MB 62 PG 70 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $538.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 89 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029 |
| Document Number | 0004730106 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 4730/106 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (+20.59%) | $389,557 (+53.82%) Land $31,290 Building $358,267 | $389,557 (+53.82%) Land $31,290 Building $358,267 |
| 2023 | $253,255 (-) Land $67,320 Building $185,935 | $253,255 (-) Land $67,320 Building $185,935 | |
| 2022 | $2,108.00 | $253,255 Land $67,320 Building $185,935 | $253,255 Land $67,320 Building $185,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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