94 W Luminous Way, Hampstead, NC 28443 Property Records

Pender County property record for 94 W Luminous Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Feb 2026)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-04-4727-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-04-4727-0000`
Alternative APNs	`000035826` `982796`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000035826
Street Address	94 W LUMINOUS WAY
City	HAMPSTEAD
State	NC
Zip	28443-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 292 PB 62/70 WYNDWATER PH VI
Legal Subdivision	WYNDWATER
Legal Phase	6
Legal Lot Number	292
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920201

Owner

Source: Pender County records · APN 4214-04-4727-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	202620152670
Deed Book / Page	4885 / 2314
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 27, 2026
Property Address	94 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029
Document Number	0048852314
Book / Page	4885 / 2314
Map Reference	MB 62 PG 70
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1592 ILLINGWORTH DR, WINDSOR, CO 80550-6087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029

Mortgage

Document Number	0048852317
Date	Feb 27, 2026
Instrument	4885/2317

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 13, 2020
Property Address	94 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029
Document Number	0047061983
Book / Page	004706 / 001983
Instrument Date	Mar 13, 2020
Instrument	20060936
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	94 LUMINOUS WAY HAMPSTEAD NC 284434056, HAMPSTEAD, NC 28443-4056

Mortgage

Document Number	47061986
Date	Mar 13, 2020
Book Page	004706/001986
Instrument	20060937

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+21.95%)	$282,225 (+27.3%) Land $27,510 Building $254,715	$282,225 (+27.3%) Land $27,510 Building $254,715
2023		$221,696 (-) Land $63,580 Building $158,116	$221,696 (-) Land $63,580 Building $158,116
2022	$1,845.00	$221,696 Land $63,580 Building $158,116	$221,696 Land $63,580 Building $158,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 254 locations within half a mile of this property.

Nearby Properties on W Luminous Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures