77 W Luminous Way, Hampstead, NC 28443 Property Records

Pender County property record for 77 W Luminous Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Apr 2025)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-04-3547-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-04-3547-0000`
Alternative APNs	`000061053` `982796`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000061053
Street Address	77 W LUMINOUS WAY
City	HAMPSTEAD
State	NC
Zip	28443-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 310 PB 62/70 WYNDWATER PH VI
Legal Subdivision	WYNDWATER
Legal Phase	6
Legal Lot Number	310
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920201

Owner

Source: Pender County records · APN 4214-04-3547-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1661 EDGELEY WAY, LAWRENCEVILLE, GA 30044-8178
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	0001604861
Deed Book / Page	160 / 4861
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 24, 2020
Property Address	77 W LUMINOUS WAY, HAMPSTEAD, NC 28443-4029
Document Number	0047190387
Book / Page	4719 / 387
Instrument Date	Jul 23, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LUMINOUS WAY, HAMPSTEAD, NC 28443-4029

Mortgage

Document Number	0004719390
Date	Jul 24, 2020
Instrument	4719/390

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+21.98%)	$281,423 (+27.1%) Land $31,290 Building $250,133	$281,423 (+27.1%) Land $31,290 Building $250,133
2023		$221,416 (-) Land $67,320 Building $154,096	$221,416 (-) Land $67,320 Building $154,096
2022	$1,843.00	$221,416 Land $67,320 Building $154,096	$221,416 Land $67,320 Building $154,096

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 254 locations within half a mile of this property.

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