Franklin County property record for 1016 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 1953 |
| Lot Size | 0.399 acres (17,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2024) |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Jun 2006 Mortgage Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-18-017.00 |
| Primary APN | 085-10-18-017.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,400 sqft (0.399 acres) |
| Lot Dimensions | 145 ft deep x 120 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 80389 |
|---|---|
| Street Address | 1016 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LOT 3 |
| Legal Subdivision | INDIAN HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70101 |
Source: Franklin County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1016 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2006 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Aug 28, 2024 | Deed, Transfer · Conventional Mortgage FIRST FSB (FRANKFORT KY |
| Jun 2, 2023 | Deed, Construction Loan · Construction Mortgage TRADITIONAL BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on Record |
| Deed Sale | Aug 28, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2023 · Amount on Record |
| Deed Document Number | 2024850860 |
| Deed Book / Page | 630 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1016 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1018/228 |
|---|---|
| Date | Jun 26, 2006 |
| Book Page | M1018/228 |
| Instrument | 300548 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 5, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Quarterly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 28, 2024 |
| Property Address | 1016 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 000D630/79 |
| Book / Page | D630 / 79 |
| Map Reference | MB 122 PG 191 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 850860 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 RIDGEVIEW DRB, FRANKFORT, KY 40601 |
| Name | Verified Name |
|---|---|
| Address | 1016 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 0000850861 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 850861 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 2, 2023 |
| Property Address | 1016 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 000D621/87 |
| Book / Page | D621 / 87 |
| Map Reference | MB 122 PG 191 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 689620 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 FARMBROOK CIR, FRANKFORT, KY 40601-8688 |
| Name | Verified Name |
|---|---|
| Address | 700 RIDGEVIEW DR STE B, B, FRANKFORT, KY 40601-1998 |
| Document Number | 0000691060 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 691060 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 9, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,005.00 (+104.56%) | $300,000 (+143.9%) Land $20,000 Building $280,000 | $300,000 (+143.9%) Land $20,000 Building $280,000 |
| 2023 | $1,469.00 (+50.51%) | $123,000 (-) | $123,000 (-) |
| 2022 | $976.00 Homeowner's exemption | $123,000 | $123,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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