10215 Lucas Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10215 Lucas Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 560 sqft · built 2019
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (May 2001)
Tax Bill	$22,228 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-007-010-00`

Property Details

APN / Parcel Number

Primary APN	`004-007-010-00`

Interior

Full Baths	1 Bath
Building Area	560 sqft Living Area
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	2,514 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	127 ft deep x 205 ft wide
Garage Area	1,220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10215 LUCAS RD
City	THREE RIVERS
State	MI
Zip	49093-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	COM AT INT C/L LUCAS RD & W 1/8 LN SEC 7 T6S R12W TH S 46D 38M W ALG C/L HWY 128.08 FT TH S 40D 38M W ALG C/L 149.41 FT TO PO
Legal Range	12W
Legal Township	06S
Legal Section	07
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2009
Census Tract	41102

Owner

10215 Lucas Rd is owned by two individuals who bought it in May 2001.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60770 RUE DU LAC EAST DR, SOUTH BEND, IN 46614-8802
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage 1ST SOURCE BANK
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2001 · Amount on File
Deed Sale	May 25, 2001 · Amount on File
Deed Book / Page	988 / 750
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10215 LUCAS RD, THREE RIVERS, MI 49093-9528
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1927/0001
Date	Aug 10, 2018
Book Page	1927/0001

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	10215 LUCAS RD, THREE RIVERS, MI 49093-9528
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984/0316
Date	Nov 15, 2019
Book Page	1984/0316

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	163 Months
Due	Jun 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10215 Lucas Rd was $22,228.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,500 Land $154,200 Building $502,300	$1,313,000 Land $308,400 Building $1,004,600
2025	$22,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10215 Lucas Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10215 Lucas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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