10171 Lucas Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10171 Lucas Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,129 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2022)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-007-041-00`

Property Details

APN / Parcel Number

Primary APN	`004-007-041-00`

Interior

Full Baths	1 Bath
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10171 LUCAS RD
City	THREE RIVERS
State	MI
Zip	49093-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	COM NELY COR LOT 17 PHILLIP'S LONG BEACH SEC 7 T6S R12W TH N 51D 37M E 47.4 FT TH N 42D 25M 40SE 152.73 FT TO POB TH S 40D 28
Legal Range	12W
Legal Township	06S
Legal Section	07
Legal Lot Number	17
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2009
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 ARABIAN DR, CHARLESTON, SC 29407-9678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	20226005
Last Transfer Date	Oct 20, 2023
Transfer Doc	2023007502
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 23, 2023
Property Address	10171 LUCAS RD, THREE RIVERS, MI 49093-8557
Document Number	2023007502
Instrument Date	Oct 20, 2023
Instrument	2023007502
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 ARABIAN DR, CHARLESTON, SC 29407-9678

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 1, 2022
Property Address	10171 LUCAS RD, THREE RIVERS, MI 49093-8557
Document Number	2022006005
Instrument Date	Jun 24, 2022
Instrument	2022006005
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 AKABIAN DR, CHARLESTON, SC 29407-9678

Mortgage

Date	Jul 1, 2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,700 (+12.37%) Land $48,700 Building $83,000	$263,400 (+12.37%) Land $97,400 Building $166,000
2025	$5,662.00
2023		$117,200 Land $37,900 Building $79,300	$234,400 Land $75,800 Building $158,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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