Orange County property record for 1009 Down Reserve Ct, Windermere, FL 34786 · Last verified June 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 30,418 sqft (0.698 acres) |
| Last Sale | $550,000 (2021) |
| Tax Bill | $7,458.00 (2025) |
| Primary APN | 09-23-28-7496-00-090 |
|---|---|
| Alternative APNs |
|
| Lot Area | 30,418 sqft (0.698 acres) |
|---|
| Street Address | 1009 DOWN RESERVE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8428 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | LAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 9 F/K/A ROSSE R RESERVE REPLAT PER 91/17 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ROSSER RESERVE REP |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 14809 |
Source: Orange County records · APN 09-23-28-7496-00-090
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13331 BONICA WAY, WINDERMERE, FL 34786-5703 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 07, 2021 | Warranty Deed, Transfer PREMIER FLORIDA TITLE LLC |
| Jan 11, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Oct 14, 2019 | Trustee's Deed, Transfer · Line of Credit UNION BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Doc Number | 2021614241 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1009 DOWN RESERVE CT, WINDERMERE, FL 34786-8428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1331 BONICA WAY, WINDERMERE, FL 34786 |
| Document Number | 0000688768 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 20210688768 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 07, 2021 |
| Property Address | 1009 DOWN RESERVE CT, WINDERMERE, FL 34786-8428 |
| Document Number | 0000614241 |
| Map Reference | MB 91 PG 17 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 20210614241 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | PREMIER FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8146 OAK PARK RD, ORLANDO, FL 32819-3205 |
| Name | Verified Name |
|---|---|
| Address | 13331 BONICA WAY, WINDERMERE, FL 34786-5703 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 1009 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428 |
| Document Number | 0000017149 |
| Map Reference | MB 91 PG 17 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 20210017149 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | PREMIER TITLE INS CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 S MAIN ST, 160, WINTER GARDEN, FL 34787-3556 |
| Name | Verified Name |
|---|---|
| Address | 8146 OAK PARK RD, ORLANDO, FL 32819-3205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017150 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 20210017150 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2031 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 1009 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428 |
| Document Number | 0000640167 |
| Instrument Date | Oct 09, 2019 |
| Instrument | 640167 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,860.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6238 MASTERS BLVD #E104 ORLANDO FL 328194848, E104, ORLANDO, FL 32819-4848 |
| Document Number | 640168 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 640168 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | 3643 S 48TH ST, LINCOLN, NE 68506-4341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (-) Land $450,000 | $450,000 (-) Land $450,000 | |
| 2025 | $7,458.00 (-0.09%) | $450,000 (-) Land $450,000 | $450,000 (-) Land $450,000 |
| 2024 | $7,465.00 (+7.33%) | ||
| 2023 | $6,955.00 (-0.26%) | $450,000 (-) Land $450,000 | $450,000 (-) Land $450,000 |
| 2022 | $6,973.00 | $450,000 Land $450,000 | $450,000 Land $450,000 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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