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1002 Down Reserve Ct, Windermere, FL 34786 Property Records

Orange County property record for 1002 Down Reserve Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2021
Square Footage5,381 sqft Living Area
Lot Size47,404 sqft (1.08 acres)
OccupancyOwner Occupied
Last Sale$6,000,000 (2026)
Tax Bill$64,114.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-28-7496-00-010
Alternative APNs
  • 282309749600010
  • 276187
  • 281035
  • 285193

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area5,381 sqft Living Area
Gross Area8,051 sqft Gross Area
1st Floor4,006 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area47,404 sqft (1.08 acres)
Garage TypeAttached Garage
Garage Area1,068 sqft Garage
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1002 DOWN RESERVE CT
CityWINDERMERE
StateFL
Zip34786-8428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 1 F/K/A ROSSE R RESERVE REPLAT PER 91/17
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionROSSER RESERVE REP
Legal Lot Number1
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2004
Census Tract14809

Owner

Source: Orange County records · APN 09-23-28-7496-00-010

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1002 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Warranty Deed, Transfer · Conventional Mortgage
EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING
Jan 04, 2022Warranty Deed, Transfer · Commercial Mortgage
ATHAS CAPITAL GROUP INC
Dec 30, 2019Grant Deed, Transfer
PREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC
Oct 14, 2019Trustee's Deed, Transfer · Line of Credit
UNION BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2026 · Amount on Record
Deed SaleMay 08, 2026 · Amount on Record
Prior SaleJan 04, 2022 · Amount on Record
Deed Doc Number2026261077
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 08, 2026
Property Address1002 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
Document Number0000261077
Instrument DateMay 07, 2026
Instrument2026.261077
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyEXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,242,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 DOWN RESERVE CT, WINDERMERE, FL 34786-8428

Mortgage

Document Number0000261078,
DateMay 08, 2026
Instrument2026.261078
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 04, 2022
Property Address1002 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
Document Number0000007191
Map ReferenceMB 91 PG 17-19
Instrument DateDec 29, 2021
Instrument20220007191
Transaction TypeTransfer
Record UpdatedFeb 01, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$26,250.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address160 S MAIN ST, WINTER GARDEN, FL 34787-3556

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 SE 2ND AVE STE 906, 906, MIAMI, FL 33131-1576

Mortgage

Document Number0000007192
DateJan 04, 2022
Instrument20220007192
Lender
NameATHAS CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateDec 30, 2019
Property Address1002 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number0000809161
Instrument DateDec 27, 2019
Instrument809161
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyPREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC

Transaction

AmountAmount Recorded
Tax$5,775.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address160 S MAIN ST WINTER GARDEN FL 347873556, WINTER GARDEN, FL 34787-3556

October 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateOct 14, 2019
Property Address1002 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number0000640167
Instrument DateOct 09, 2019
Instrument640167
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,860.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6238 MASTERS BLVD #E104 ORLANDO FL 328194848, E104, ORLANDO, FL 32819-4848

Mortgage

Document Number640168
DateOct 14, 2019
Instrument640168
Lender
NameUNION BK&TR
TypeBank
Address3643 S 48TH ST, LINCOLN, NE 68506-4341
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,844,390 (-1.13%) Land $825,000 Building $3,019,390$3,844,390 (-1.13%) Land $825,000 Building $3,019,390
2025$64,114.00 (+3.68%)$3,888,350 (+7.11%) Land $825,000 Building $3,063,350$3,888,350 (+7.11%) Land $825,000 Building $3,063,350
2024$61,838.00 (+6.29%)
2023$58,180.00 (+14.1%)$3,630,156 (+14.29%) Land $825,000 Building $2,805,156$3,630,156 (+14.29%) Land $825,000 Building $2,805,156
2022$50,992.00$3,176,298 Land $825,000 Building $2,351,298$3,176,298 Land $825,000 Building $2,351,298

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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