Orange County property record for 1003 Down Reserve Ct, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 7 Baths |
| Square Footage | 7,103 sqft Living Area |
| Lot Size | 30,113 sqft (0.691 acres) |
| Last Sale | $4,166,051 (2026) |
| Tax Bill | $6,311.00 (2025) |
| Primary APN | 09-23-28-7496-00-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Building Area | 7,103 sqft Living Area |
| Gross Area | 10,722 sqft Gross Area |
| Lot Area | 30,113 sqft (0.691 acres) |
|---|
| Street Address | 1003 DOWN RESERVE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 6 F/K/A ROSSE R RESERVE REPLAT PER 91/17 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ROSSER RESERVE REP |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 14809 |
Source: Orange County records · APN 09-23-28-7496-00-060
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4411 HARBORPOINTE DR, PORT RICHEY, FL 34668-6173 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 03, 2020 | Grant Deed, Subdivision Related Transfer COGENT BK |
| Oct 14, 2019 | Trustee's Deed, Transfer · Line of Credit UNION BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Dec 03, 2020 · Amount on Record |
| Deed Doc Number | 2026165351 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 23, 2026 |
| Property Address | 1003 DOWN RESERVE CT, WINDERMERE, FL 34786-8428 |
| Document Number | 0000165351 |
| Map Reference | MB 91 PG 17-19 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 20260165351 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $29,162.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8420 LUDINGTON CIR, ORLANDO, FL 32836-5912 |
| Name | Verified Name |
|---|---|
| Address | 4411 HARBORPOINTE DR, PORT RICHEY, FL 34668-6173 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 03, 2020 |
| Property Address | 1003 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428 |
| Document Number | 0000629466 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 629466 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | PREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 8420 LUDINGTON CIR ORLANDO FL 328365912, ORLANDO, FL 32836-5912 |
| Document Number | 629467 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 629467 |
| Name | COGENT BK |
|---|---|
| Address | 1113 SAXON BLVD, ORANGE CITY, FL 32763-8470 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 02, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 1003 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428 |
| Document Number | 0000640167 |
| Instrument Date | Oct 09, 2019 |
| Instrument | 640167 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,860.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6238 MASTERS BLVD #E104 ORLANDO FL 328194848, E104, ORLANDO, FL 32819-4848 |
| Document Number | 640168 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 640168 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | 3643 S 48TH ST, LINCOLN, NE 68506-4341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248,500 (+491.71%) Land $380,000 Building $1,868,500 | $2,248,500 (+491.71%) Land $380,000 Building $1,868,500 | |
| 2025 | $6,311.00 (-0.09%) | $380,000 (-) Land $380,000 | $380,000 (-) Land $380,000 |
| 2024 | $6,317.00 (+7.56%) | $380,000 (-) Land $380,000 | $380,000 (-) Land $380,000 |
| 2023 | $5,873.00 (-0.25%) | $380,000 (-) Land $380,000 | $380,000 (-) Land $380,000 |
| 2022 | $5,888.00 | $380,000 Land $380,000 | $380,000 Land $380,000 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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