1006 Down Reserve Ct, Windermere, FL 34786 Property Records

Orange County property record for 1006 Down Reserve Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms6.5 Baths
Year BuiltBuilt 2023
Square Footage8,361 sqft Living Area
Lot Size59,342 sqft (1.36 acres)
OccupancyOwner Occupied
Last Sale$1,250,000 (2020)
Tax Bill$42,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-28-7496-00-030
Alternative APNs
  • 282309749600030
  • 276190
  • 281038
  • 285195

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Partial Baths1 Partial Baths
Building Area8,361 sqft Living Area
Gross Area13,744 sqft Gross Area
1st Floor6,212 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area59,342 sqft (1.36 acres)
Garage TypeAttached Garage
Garage Area1,572 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1006 DOWN RESERVE CT
CityWINDERMERE
StateFL
Zip34786-8428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 3 F/K/A ROSSE R RESERVE REPLAT PER 91/17
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionROSSER RESERVE REP
Legal Lot Number3
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2004
Census Tract14809

Owner

Source: Orange County records · APN 09-23-28-7496-00-030

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1006 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTRAL BK
Oct 11, 2019Administrator's Deed, Transfer · Commercial Mortgage
MAINSTREET COMMUNITY BANK OF FL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Prior SaleOct 11, 2019 · Amount on Record
Deed Doc Number2020346549
Record RefreshedJun 08, 2026

June 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 24, 2020
Property Address1006 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number0000346549
Instrument DateJun 19, 2020
Instrument346549
Transaction TypeConstruction Loan
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$8,750.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14138 FOX GLOVE ST WINTER GARDEN FL 347874672, WINTER GARDEN, FL 34787-4672

Mortgage

Document Number346550
DateJun 24, 2020
Instrument346550
Lender
NameCENTRAL BK
TypeBank
Address20701 BRUCE B, TAMPA, FL 33647
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term384 Months
DueJun 23, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%

October 2019: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionORANGE FL
Recording DateOct 11, 2019
Property Address1006 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number0000638783
Map ReferenceMB 91 PG 17
Instrument DateOct 09, 2019
Instrument20190638783
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address12472 LAKE UNDERHILL RD # 312, 12472, ORLANDO, FL 32828-7144

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2623, WINDERMERE, FL 34786-2623

Mortgage

Document Number0000638784
DateOct 11, 2019
Instrument20190638784
Lender
NameMAINSTREET COMMUNITY BANK OF FL
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,601,100 (-0.87%) Land $1,100,000 Building $1,501,100$2,601,100 (-0.87%) Land $1,100,000 Building $1,501,100
2025$42,732.00 (+2.39%) Homeowner's exemption$2,623,900 (+138.54%) Land $1,100,000 Building $1,523,900$2,623,900 (+138.54%) Land $1,100,000 Building $1,523,900
2024$41,736.00 (+145.49%)
2023$17,001.00 (+2.73%)$1,100,000 (-) Land $1,100,000$1,100,000 (-) Land $1,100,000
2022$16,549.00$1,100,000 Land $1,100,000$1,100,000 Land $1,100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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