1007 Down Reserve Ct, Windermere, FL 34786 Property Records

Orange County property record for 1007 Down Reserve Ct, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size30,495 sqft (0.7 acres)
Last Sale$550,000 (2021)
Tax Bill$7,458.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-28-7496-00-080
Alternative APNs
  • 282309749600080
  • 276196
  • 281043
  • 285201

Exterior

Lot Area30,495 sqft (0.7 acres)

Location & Zoning

Street Address1007 DOWN RESERVE CT
CityWINDERMERE
StateFL
Zip34786-8428
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionLAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 8 F/K/A ROSSE R RESERVE REPLAT PER 91/17
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionROSSER RESERVE REP
Legal Lot Number8
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2005
Census Tract14809

Owner

Source: Orange County records · APN 09-23-28-7496-00-080

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1626 WHITNEY ISLES DR, WINDERMERE, FL 34786-6065
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
TD BANK NA
Feb 02, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
COGENT BANK
Feb 02, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
COGENT BANK
Oct 14, 2019Trustee's Deed, Transfer · Line of Credit
UNION BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleFeb 02, 2021 · Amount on Record
Deed Doc Number2021369034
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 21, 2021
Property Address1007 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
Document Number0000369034
Map ReferenceMB 9 PG 17
Instrument DateJun 04, 2021
Instrument20210369034
Transaction TypeConstruction Loan
Record UpdatedFeb 01, 2024
Title CompanyPREMIER FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,850.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9997 S ORANGE BLOSSOM TRL, ORLANDO, FL 32837-8919

Transferred To (Grantee/Buyer)

NameVerified Name
Address1626 WHITNEY ISLES DR, WINDERMERE, FL 34786-6065

Mortgage

Document Number0000369035
DateJun 21, 2021
Instrument20210369035
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 02, 2021
Property Address1007 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number20210061518
Map ReferenceMB 91 PG 17
Instrument DateJan 29, 2021
Instrument20210061518
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyPREMIER FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6238 MASTERS BLVD # 140, 6238, ORLANDO, FL 32819-4848

Transferred To (Grantee/Buyer)

NameVerified Name
Address9997 S ORANGE BLOSSOM TRL, ORLANDO, FL 32837-8919

Mortgage

Document Number20210061519
DateFeb 02, 2021
Instrument20210061519
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term23 Months
DueJan 29, 2023

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 02, 2021
Property Address1007 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
Document Number0000061518
Map ReferenceMB 91 PG 17
Instrument DateJan 29, 2021
Instrument20210061518
Transaction TypeTransfer
Record UpdatedFeb 01, 2024
Title CompanyPREMIER FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6238 MASTERS BLVD # 140, 140, ORLANDO, FL 32819-4848

Transferred To (Grantee/Buyer)

NameVerified Name
Address9997 S ORANGE BLOSSOM TRL, ORLANDO, FL 32837-8919

Mortgage

Document Number0000061519
DateFeb 02, 2021
Instrument20210061519
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term23 Months
DueJan 29, 2023

October 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateOct 14, 2019
Property Address1007 ROSSER RESERVE LN, WINDERMERE, FL 34786-8428
Document Number0000640167
Instrument DateOct 09, 2019
Instrument640167
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,860.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6238 MASTERS BLVD #E104 ORLANDO FL 328194848, E104, ORLANDO, FL 32819-4848

Mortgage

Document Number640168
DateOct 14, 2019
Instrument640168
Lender
NameUNION BK&TR
TypeBank
Address3643 S 48TH ST, LINCOLN, NE 68506-4341
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$450,000 (-) Land $450,000$450,000 (-) Land $450,000
2025$7,458.00 (-0.09%)$450,000 (-) Land $450,000$450,000 (-) Land $450,000
2024$7,465.00 (+7.33%)
2023$6,955.00 (-0.26%)$450,000 (-) Land $450,000$450,000 (-) Land $450,000
2022$6,973.00$450,000 Land $450,000$450,000 Land $450,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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