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1008 Down Reserve Ct, Windermere, FL 34786 Property Records

Orange County property record for 1008 Down Reserve Ct, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 6,179 sqft · built 2023
Lot Size1.42 acres (61,954 sqft)
Owner2 Company Names on File
Last Sale$1,325,000 (Feb 2021)
Tax Bill$38,464 (2025)
Deeds & MortgagesFeb 2021 Sale
Feb 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-23-28-7496-00-040

Property Details

APN / Parcel Number

Primary APN09-23-28-7496-00-040
Alternative APNs
  • 282309749600040
  • 276191
  • 281039
  • 285196

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories
Building Area6,179 sqft Living Area
Gross Area10,386 sqft
1st Floor Area4,250 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area61,954 sqft (1.42 acres)
Garage TypeAttached
Garage Area1,609 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1008 DOWN RESERVE CT
CityWINDERMERE
StateFL
Zip34786-8428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE DOWN RESERVE PER ORDINANCE NO.2019-07 LOT 4 F/K/A ROSSE R RESERVE REPLAT PER 91/17
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionROSSER RESERVE REP
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2004
Census Tract14809

Owner

Source: Orange County records · APN 09-23-28-7496-00-040

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1008 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Feb 18, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 11, 2019Administrator's Deed, Transfer · Commercial Mortgage
MAINSTREET COMMUNITY BANK OF FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Prior SaleOct 11, 2019 · Amount on Record
Deed Document Number202195768
Record UpdatedJun 08, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 18, 2021
Property Address1008 DOWN RESERVE CT, WINDERMERE, FL 34786-8428
Document Number0000095768
Map ReferenceMB 91 PG 17-19
Instrument DateFeb 16, 2021
Instrument20210095768
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 01, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2623, WINDERMERE, FL 34786-2623

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 N KINGSBURY ST APT R06, R06, CHICAGO, IL 60654-5755

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 18, 2021
Property Address1008 DOWN RESERVE CT, WINDERMERE, FL 34786
Document Number20210095768
Map ReferenceMB 91 PG 17-19
Instrument DateFeb 16, 2021
Instrument20210095768
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,275.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2623, WINDERMERE, FL 34786-2623

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 N KINGSBURY ST APT R06, R06, CHICAGO, IL 60654-5755

October 2019: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionORANGE FL
Recording DateOct 11, 2019
Property Address1008 DOWN RESERVE CT, WINDERMERE, FL 34786
Document Number0000638783
Map ReferenceMB 91 PG 17
Instrument DateOct 09, 2019
Instrument20190638783
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12472 LAKE UNDERHILL RD # 312, 12472, ORLANDO, FL 32828-7144

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2623, WINDERMERE, FL 34786-2623

Mortgage

Document Number0000638784
DateOct 11, 2019
Instrument20190638784
Lender
NameMAINSTREET COMMUNITY BANK OF FL
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,342,630 (-0.76%) Land $1,100,000 Building $1,242,630$2,342,630 (-0.76%) Land $1,100,000 Building $1,242,630
2025$38,464.00 (+0.69%)$2,360,600 (+114.6%) Land $1,100,000 Building $1,260,600$2,360,600 (+114.6%) Land $1,100,000 Building $1,260,600
2024$38,200.00 (+124.69%)
2023$17,001.00 (-0.26%)$1,100,000 (-) Land $1,100,000$1,100,000 (-) Land $1,100,000
2022$17,046.00$1,100,000 Land $1,100,000$1,100,000 Land $1,100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber1,200 / 1,200
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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