1007 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1007 McCay Ave, Mobile, AL 36609 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,638 sqft · built 1985
Owner	Individual Name on File
Last Sale	$64,900 (Aug 2017)
Tax Bill	$922 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R022808282000135005`

Property Details

APN / Parcel Number

Primary APN	`R022808282000135005`
Alternative APNs	`28 08 28 2 000 135.005` `01917313` `1917313`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	1,158 sqft
Upper Floors Area	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	84 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1917313
Old Parcel Number	R022808282000135005
Street Address	1007 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 77 PINEHURST DELANEYS ADD TO SPINGHILL LESS & EXCEPT THE W 5 FT DBK 138 N.S. PG 118 #SEC 28 T4S R2W #MP 28 08 28 2
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	77
Legal Lot Number	9
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3026
Census Tract	3704

Owner

Source: Mobile County records · APN R022808282000135005

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK A MISSISSIPPI STATE CHARTER
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Apr 02, 2019	Trustee's Deed, Construction Loan · Line of Credit MERCHANTS BK
Aug 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2017049355
Deed Book / Page	7549 / 0427
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 LAKEVIEW DR W, MOBILE, AL 36695-3336

Mortgage

Document Number	0000018267
Date	Mar 29, 2024
Instrument	2024018267

Lender

Name	CADENCE BANK A MISSISSIPPI STATE CHARTER
Address	3290 DAUPHIN ST # B, MOBILE, AL 36606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2044

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028416
Date	Apr 19, 2022
Instrument	2022028416

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028418
Date	Apr 19, 2022
Instrument	2022028418

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028417
Date	Apr 19, 2022
Instrument	2022028417

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 02, 2019
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Instrument Date	Mar 21, 2019
Instrument	17196
Transaction Type	Construction Loan
Record Updated	Apr 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 LAKEVIEW DR W MOBILE AL 366953336, MOBILE, AL 36695-3336

Mortgage

Document Number	0000017196
Date	Apr 02, 2019
Instrument	17196

Lender

Name	MERCHANTS BK
Type	Bank
Address	MOBILE, AL 36695

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 01, 2020

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 29, 2017
Property Address	1007 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000049355
Book / Page	007549 / 000427
Instrument Date	Aug 14, 2017
Instrument	49355
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 FAIRVIEW DR W MOBILE AL 36695, MOBILE, AL 36695

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$922.00 (+4.18%) Homeowner's exemption	$15,410 (+3.98%) Land $3,000 Building $12,410	$154,100 (+3.98%) Land $30,000 Building $124,100
2024	$885.00 (+6.88%) Homeowner's exemption	$14,820 (+6.39%) Land $3,000 Building $11,820	$148,200 (+6.39%) Land $30,000 Building $118,200
2023	$828.00 Homeowner's exemption	$13,930 Land $3,000 Building $10,930	$139,300 Land $30,000 Building $109,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970037043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 631 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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