1008 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1008 McCay Ave, Mobile, AL 36609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1982
Lot Size0.172 acres (7,533 sqft)
OwnerIndividual Name on Record
Last Sale$124,744 (Mar 2009)
Tax Bill$787 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022808283000014001

Property Details

APN / Parcel Number

Primary APNR022808283000014001
Alternative APNs
  • 28 08 28 3 000 014.001
  • 01819474
  • 1819474

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,325 sqft Living Area
1st Floor Area891 sqft
Upper Floors Area434 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,533 sqft (0.172 acres)

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area653 sqft
Patio Area653 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1819474
Street Address1008 MCCAY AVE
CityMOBILE
StateAL
Zip36609-5179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 78 PINEHURST DELANY'S ADD TO SPRINGHILL DBK 138 N S PGS 118-122 #SEC 28 T4S R2W #MP28 08 28 3 000
Legal Range04S
Legal Township04S
Legal Section28
Legal SubdivisionPINEHURST DELANYS ADD
Legal Block78
Legal Lot Number5
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group3
Census Block3021
Census Tract3704

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1008 MCCAY AVE, MOBILE, AL 36609-5179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2009 · Amount on Record
Deed SaleMar 24, 2009 · Amount on Record
Prior SaleNov 7, 2008
Deed Document Number200918154
Deed Book / Page6509 / 185
Prior Transfer DateJan 22, 2008
Prior Transfer Doc0000004444
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1008 MCCAY AVE, MOBILE, AL 36609-5179
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033301
DateJun 14, 2018
Book Page7647/1350
Instrument2018033301
Lender
NameALABAMA HOUSING FINANCE AUTHORITY
TypeFunding / Finance Company
AddressMONTGOMERY, AL 36117
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$787.00 (+1.68%) Homeowner's exemption$13,280 (+1.45%) Land $3,000 Building $10,280$132,800 (+1.45%) Land $30,000 Building $102,800
2024$774.00 (+6.76%) Homeowner's exemption$13,090 (+6.34%) Land $3,000 Building $10,090$130,900 (+6.34%) Land $30,000 Building $100,900
2023$725.00 Homeowner's exemption$12,310 Land $3,000 Building $9,310$123,100 Land $30,000 Building $93,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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