1002 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1002 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1982
Owner	Individual Name on Record
Last Sale	$137,250 (Jul 2020)
Tax Bill	$876 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02280828200013402`

Property Details

APN / Parcel Number

Primary APN	`R02280828200013402`
Alternative APNs	`28 08 28 2 000 134.02X` `01700127` `1700127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	832 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2007
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	205 sqft
Deck Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1700127
Old Parcel Number	R02280828200013402
Street Address	1002 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 78 PINEHURST DELANEYS ADD TO SPRINGHILL DBK 138 N S P 118-122 LESS & EXCEPT THE E 5 FT OF SD LOT 2 AS ACQUIRED FOR
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	78
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3021
Census Tract	3704

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1002 MCCAY AVE, MOBILE, AL 36609-5179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 1, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	2020038843
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1002 MCCAY AVE, MOBILE, AL 36609-5179
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 MCCAY AVE, MOBILE, AL 36609-5179

Mortgage

Document Number	0000038747
Date	Jun 3, 2022
Instrument	2022038747

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 1, 2020
Property Address	1002 MCCAY AVE, MOBILE, AL 36609-5179
Document Number	0000038843
Map Reference	MB 138 PG 118-122
Instrument Date	Jun 26, 2020
Instrument	2020038843
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 LOUISE AVE, 915, MOBILE, AL 36609-5166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 MCCAY AVE, MOBILE, AL 36609-5179

Mortgage

Document Number	0000038844
Date	Jul 1, 2020
Instrument	2020038844

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 11, 2018
Property Address	1002 MCCAY AVE, MOBILE, AL 36609-5179
Document Number	0000026248
Book / Page	007635 / 000351
Instrument Date	Apr 30, 2018
Instrument	26248
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WILDWOOD AVE MOBILE AL 366093050, MOBILE, AL 36609-3050

Mortgage

Document Number	26249
Date	May 11, 2018
Book Page	007635/000353
Instrument	26249

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00 (+2.1%) Homeowner's exemption	$14,690 (+1.87%) Land $3,000 Building $11,690	$146,900 (+1.87%) Land $30,000 Building $116,900
2024	$858.00 (+7.79%) Homeowner's exemption	$14,420 (+7.37%) Land $3,000 Building $11,420	$144,200 (+7.37%) Land $30,000 Building $114,200
2023	$796.00 Homeowner's exemption	$13,430 Land $3,000 Building $10,430	$134,300 Land $30,000 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on McCay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures