1005 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1005 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 1982
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2020)
Tax Bill	$835 (2025)
Deeds & Mortgages	Apr 2020 Sale & Construction Loan Dec 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R02280828200013501`

Property Details

APN / Parcel Number

Primary APN	`R02280828200013501`
Alternative APNs	`28 08 28 2 000 135.01X` `01465738` `1465738`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,364 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1465738
Street Address	1005 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 77 MOBILE HGTS F/K/A PINEHURST DBK 138 P 118 #SEC 28 T4S R2W #MP28 08 28 2 000
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	77
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3026
Census Tract	3704

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 MCCAY AVE, MOBILE, AL 36609-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage BARBARA & JACK BINGERT
Dec 13, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	202022090
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000072550
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 13, 2020
Property Address	1005 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000022090
Instrument Date	Apr 8, 2020
Instrument	22090
Transaction Type	Construction Loan
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 MCCAY AVE MOBILE AL 366095180, MOBILE, AL 36609-5180

Mortgage

Document Number	22091
Date	Apr 13, 2020
Instrument	22091

Lender

Name	BARBARA & JACK BINGERT
Address	20710 LACEY RD, SILVERHILL, AL 36576-3117

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2021

Interest

Rate	8%

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 13, 2019
Property Address	1005 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000072550
Instrument Date	Dec 11, 2019
Instrument	72550
Transaction Type	Foreclosure
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$77.50
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10695 SKI CHASTE LN AXIS AL 365054206, AXIS, AL 36505-4206
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption	$15,190 (+1.67%) Land $3,000 Building $12,190	$151,900 (+1.67%) Land $30,000 Building $121,900
2024	$820.00 (+6.36%) Homeowner's exemption Senior Citizen's exemption	$14,940 (+6.11%) Land $3,000 Building $11,940	$149,400 (+6.11%) Land $30,000 Building $119,400
2023	$771.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$14,080 Land $3,000 Building $11,080	$140,800 Land $30,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on McCay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures