1009 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1009 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1981
Lot Size	0.179 acres (7,799 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Apr 2026)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Apr 2026 Foreclosure Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02280828300001301`

Property Details

APN / Parcel Number

Primary APN	`R02280828300001301`
Alternative APNs	`28 08 28 3 000 013.01X` `01700172` `1700172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	837 sqft
Upper Floors Area	599 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,799 sqft (0.179 acres)
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1700172
Street Address	1009 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 77 PINEHURST DELANEY'S ADD TO SPRINGHILL DBK 138 P 118 #SEC 28 T4S R2W #MP28 08 28 3 000
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	77
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3026
Census Tract	3704

Owner

1009 McCay Ave is owned by an individual who bought it in April 2026.

Source: Mobile County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	771 LOUISE AVE, MOBILE, AL 36609-1101
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jan 17, 2019	Warranty Deed, Transfer · Conventional with PMI RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Jan 17, 2019 · Amount on File
Deed Document Number	202618837
Prior Transfer Date	Mar 31, 2026
Prior Transfer Doc	0000018837
Record Updated	Oct 29, 2026

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 2, 2026
Property Address	1009 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000018837
Instrument Date	Mar 31, 2026
Instrument	202618837
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$11,716.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 LOUISE AVE, MOBILE, AL 36609-1101

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 17, 2019
Property Address	1009 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000002769
Instrument Date	Jan 21, 2018
Instrument	2769
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 MCCAY AVE MOBILE AL 366095180, MOBILE, AL 36609-5180

Mortgage

Document Number	2770
Date	Jan 17, 2019
Instrument	2770

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1009 McCay Ave was $1,757, up 3.8% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 (+3.84%)	$13,760 (+3.85%) Land $3,000 Building $10,760	$137,600 (+3.85%) Land $30,000 Building $107,600
2024	$1,692.00 (+6.02%)	$13,250 (+6.08%) Land $3,000 Building $10,250	$132,500 (+6.08%) Land $30,000 Building $102,500
2023	$1,596.00	$12,490 Land $3,000 Building $9,490	$124,900 Land $30,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 McCay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 McCay Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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