1011 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1011 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,576 sqft · built 1991
Lot Size	0.173 acres (7,535 sqft)
Owner	Individual Name on Record
Last Sale	$166,500 (Nov 2019)
Tax Bill	$981 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R02280828300001302`

Property Details

APN / Parcel Number

Primary APN	`R02280828300001302`
Alternative APNs	`28 08 28 3 000 013.02X` `01734519` `1734519`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,535 sqft (0.173 acres)
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1734519
Street Address	1011 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 77 OF MOBILE HGTS -F/K/A AS PINEHURST- DELANEYS ADD TO SPRING HILL MBK 138/118 LESS & EXC 5 FT STRIP ON EXTREME WLY
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	SPRING HILL
Legal Block	77
Legal Lot Number	7
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3026
Census Tract	3704

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 8, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCING
Feb 23, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 15, 2017	Grant Deed, Foreclosure
May 9, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201965794
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	0000025766
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015996
Date	Mar 16, 2021
Instrument	2021015996

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 8, 2019
Property Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000065794
Instrument Date	Nov 5, 2019
Instrument	65794
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 2, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 MCCAY AVE MOBILE AL 366095180, MOBILE, AL 36609-5180

Mortgage

Document Number	65795
Date	Nov 8, 2019
Instrument	65795

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 23, 2018
Property Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000009611
Book / Page	007606 / 001391
Instrument Date	Feb 22, 2018
Instrument	9611
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 MCCAY AVE MOBILE AL 366095180, MOBILE, AL 36609-5180

December 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 15, 2017
Property Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000069808
Book / Page	007585 / 001207
Instrument Date	Nov 7, 2017
Instrument	69808
Transaction Type	Foreclosure
Record Updated	Feb 28, 2019

Transaction

Amount	Amount Recorded
Tax	$88.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 WILL ROGERS PKWY #300 OKLAHOMA CITY OK 731081870, 300, OKLAHOMA CITY, OK 73108-1870
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	May 9, 2017
Property Address	1011 MCCAY AVE, MOBILE, AL 36609-5180
Document Number	0000025766
Book / Page	007507 / 000167
Instrument Date	Apr 27, 2017
Instrument	25766
Transaction Type	Foreclosure
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$88.16
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00 (-6.3%) Homeowner's exemption Senior Citizen's exemption	$17,750 (+2.01%) Land $3,000 Building $14,750	$177,500 (+2.01%) Land $30,000 Building $147,500
2024	$1,047.00 (+5.76%) Homeowner's exemption	$17,400 (+5.52%) Land $3,000 Building $14,400	$174,000 (+5.52%) Land $30,000 Building $144,000
2023	$990.00 Homeowner's exemption	$16,490 Land $3,000 Building $13,490	$164,900 Land $30,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on McCay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures