1003 Cliff Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1003 Cliff Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1955
Lot Size	0.49 acres (21,322 sqft)
Owner	2 Individual Names on Record
Tax Bill	$708 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181.001.01005012`

Property Details

APN / Parcel Number

Primary APN	`181.001.01005012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	21,322 sqft (0.49 acres)
Lot Dimensions	195 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	336 sqft
Porch	Enclosed Frame Porch
Porch Area	176 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1003 CLIFF DR
City	FESTUS
State	MO
Zip	63028-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BLUFF CITY LOTS 75 & 76
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	BLUFF CITY
Legal Block	1
Legal Lot Number	75,76
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1035
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 CLIFF DR, FESTUS, MO 63028-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Beneficiary Deed, Transfer
Apr 19, 2017	Deed of Trust, Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2023
Transfer Doc	0000005499
Record Updated	Oct 29, 2026

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 8, 2023
Property Address	1003 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000005499
Map Reference	MB 6 PG 29
Instrument Date	Mar 6, 2023
Instrument	2023R-005499
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 FALCON VIEW DR, ARNOLD, MO 63010-4559

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1003 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000011870
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	SEARCH EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CLIFF DR FESTUS MO 630281062, FESTUS, MO 63028-1062

Mortgage

Document Number	0000011870
Date	Apr 20, 2017
Instrument	11870

Lender

Name	MISCELLANEOUS INS CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,900 (-) Land $1,100 Building $11,800	$67,900 (-) Land $5,600 Building $62,300
2025	$708.00 (+4.89%)	$12,900 (+7.5%) Land $1,100 Building $11,800
2024			$67,900 (+7.95%) Land $5,600 Building $62,300
2023	$675.00	$12,000 Land $1,100 Building $10,900	$62,900 Land $5,600 Building $57,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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