1025 Cliff Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1025 Cliff Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1951
Lot Size	0.361 acres (15,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,700 (Jul 2012)
Tax Bill	$653 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`181.001.01005009`

Property Details

APN / Parcel Number

Primary APN	`181.001.01005009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	15,727 sqft (0.361 acres)
Lot Dimensions	195 ft deep x 84 ft wide
Patio Area	632 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1025 CLIFF DR
City	FESTUS
State	MO
Zip	63028-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BLUFF CITY LOT 81 & PT LOT 80
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	BLUFF CITY
Legal Block	1
Legal Lot Number	81,80
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1035
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 CLIFF DR, FESTUS, MO 63028-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on Record
Deed Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	201224312
Prior Transfer Date	May 14, 2001
Prior Transfer Doc	1077001249
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1025 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000032399
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 CLIFF DR FESTUS MO 630281062, FESTUS, MO 63028-1062

Mortgage

Document Number	0000032399
Date	Sep 2, 2020
Instrument	32399

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1025 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000004614
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 CLIFF DR FESTUS MO 630281062, FESTUS, MO 63028-1062

Mortgage

Document Number	0000004614
Date	Feb 14, 2018
Instrument	4614

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,900 (-) Land $1,100 Building $10,800	$62,300 (-) Land $5,600 Building $56,700
2025	$653.00 (+5.49%)	$11,900 (+8.18%) Land $1,100 Building $10,800
2024			$62,300 (+8.16%) Land $5,600 Building $56,700
2023	$619.00	$11,000 Land $1,100 Building $9,900	$57,600 Land $5,600 Building $52,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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