1029 Cliff Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1029 Cliff Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1995
Lot Size	0.246 acres (10,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,900 (Mar 2018)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01005008`

Property Details

APN / Parcel Number

Primary APN	`181.001.01005008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	10,722 sqft (0.246 acres)
Lot Dimensions	195 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Open Frame Porch
Porch Area	224 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1029 CLIFF DR
City	FESTUS
State	MO
Zip	63028-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BLUFF CITY LOT 82
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	BLUFF CITY
Legal Block	1
Legal Lot Number	82
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1035
Census Tract	700802

Owner

Source: Jefferson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 CLIFF DR, FESTUS, MO 63028-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC
Jan 9, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Sep 1, 2017	Warranty Deed, Transfer FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	20186247
Prior Transfer Date	Aug 23, 1997
Prior Transfer Doc	0787002068
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1029 CLIFF DR, FESTUS, MO 63028-1062
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 CLIFF DR, FESTUS, MO 63028-1062

Mortgage

Document Number	0000006644
Date	Mar 13, 2026
Instrument	2026R-006644

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Oct 9, 2026
Property Address	1029 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000028054
Instrument Date	Mar 10, 2026
Instrument	202628054
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 CLIFF DR, FESTUS, MO 63028-1062

Mortgage

Document Number	0000028054,
Date	Oct 9, 2026
Instrument	202628054

Lender

Name	GOODLEAP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2056

Interest

Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1029 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000001658
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	NATIONS TITLE AGENCY/MO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 CLIFF DR FESTUS MO 630281062, FESTUS, MO 63028-1062

Mortgage

Document Number	0000001658
Date	Jan 16, 2018
Instrument	1658

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 1, 2017
Property Address	1029 CLIFF DR, FESTUS, MO 63028-1062
Document Number	0000027368
Instrument Date	Aug 29, 2017
Instrument	27368
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 CLIFF DR FESTUS MO 630281062, FESTUS, MO 63028-1062

Mortgage

Document Number	27369
Date	Sep 1, 2017
Instrument	27369

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,000 (-) Land $1,100 Building $19,900	$110,300 (-) Land $5,600 Building $104,700
2025	$1,152.00 (+4.44%)	$21,000 (+7.69%) Land $1,100 Building $19,900	$110,300 (-) Land $5,600 Building $104,700
2024	$1,103.00 (+0.46%)		$110,300 (+7.82%) Land $5,600 Building $104,700
2023	$1,098.00	$19,500 Land $1,100 Building $18,400	$102,300 Land $5,600 Building $96,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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