1101 Cliff Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1101 Cliff Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,362 sqft · built 1979
Lot Size	0.277 acres (12,070 sqft)
Owner	Individual Name on Record
Tax Bill	$977 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01005007`

Property Details

APN / Parcel Number

Primary APN	`181.001.01005007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,362 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,070 sqft (0.277 acres)
Lot Dimensions	195 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	616 sqft
Porch	Slab
Porch Area	60 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1101 CLIFF DR
City	FESTUS
State	MO
Zip	63028-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BLUFF CITY LOT 83
Legal Subdivision	BLUFF CITY
Legal Block	1
Legal Lot Number	83
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1035
Census Tract	700802

Owner

Source: Jefferson County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 CLIFF DR, FESTUS, MO 63028-1061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Mar 16, 2022	Intrafamily Transfer, Transfer
Sep 7, 2017	Intrafamily Transfer, Transfer · VA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026
Deed Sale	Sep 3, 2026
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	202624524
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000008808
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 3, 2026
Property Address	1101 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000024524
Instrument Date	Sep 2, 2026
Instrument	202624524
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 CLIFF DR, FESTUS, MO 63028-1061

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 16, 2022
Property Address	1101 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000008809
Map Reference	MB 6 PG 29
Instrument Date	Mar 11, 2022
Instrument	2022R-008809
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 SAVANNA PL, DITTMER, MO 63023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1101 CLIFF DR, FESTUS, MO 63028-1061

Mortgage

Document Number	0000008810
Date	Mar 16, 2022
Instrument	2022R-008810

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Mar 16, 2022
Property Address	1101 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000008808
Map Reference	MB 6 PG 29
Instrument Date	Feb 14, 2022
Instrument	2022R-008808
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 CLIFF DR, FESTUS, MO 63028-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 CLIFF DR, FESTUS, MO 63028-1061

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2017
Property Address	1101 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000027951
Map Reference	MB6 PG29
Instrument Date	Aug 22, 2017
Instrument	2017R-027951
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 CLIFF DR, FESTUS, MO 63028-1061

Mortgage

Document Number	0000027952
Date	Sep 7, 2017
Instrument	2017R-027952

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,800 (-) Land $1,100 Building $16,700	$93,300 (-) Land $5,600 Building $87,700
2025	$977.00 (+5.17%)	$17,800 (+7.88%) Land $1,100 Building $16,700	$93,300 (-) Land $5,600 Building $87,700
2024			$93,300 (+7.99%) Land $5,600 Building $87,700
2023	$929.00	$16,500 Land $1,100 Building $15,400	$86,400 Land $5,600 Building $80,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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