1105 Cliff Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1105 Cliff Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1940
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Sep 2026)
Tax Bill	$532 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01005006`

Property Details

APN / Parcel Number

Primary APN	`181.001.01005006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1105 CLIFF DR
City	FESTUS
State	MO
Zip	63028-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BLUFF CITY LOT 84
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	BLUFF CITY
Legal Block	1
Legal Lot Number	84
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1035
Census Tract	700802

Owner

Source: Jefferson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5318 SOUTHVIEW HILLS CT, SAINT LOUIS, MO 63129-2458
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 6, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 26, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Aug 6, 2026 · Amount on Record
Deed Document Number	202625544
Prior Transfer Date	Jul 30, 2026
Prior Transfer Doc	0000021617
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 15, 2026
Property Address	1105 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000025544
Instrument Date	Sep 4, 2026
Instrument	202625544
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 SOUTHVIEW HILLS CT, SAINT LOUIS, MO 63129-2458

August 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 6, 2026
Property Address	1105 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000021617
Instrument Date	Jul 30, 2026
Instrument	202621617
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD, 100, OKLAHOMA CITY, OK 73118-6051
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1105 CLIFF DR, FESTUS, MO 63028-1061
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CLIFF DR, FESTUS, MO 63028-1061

Mortgage

Document Number	2021R049647
Date	Nov 15, 2021
Instrument	2021R-049647

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Oct 1, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1105 CLIFF DR, FESTUS, MO 63028-1061
Document Number	0000035717
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CLIFF DR FESTUS MO 630281061, FESTUS, MO 63028-1061

Mortgage

Document Number	0000035717
Date	Nov 13, 2017
Instrument	35717

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,700 (-) Land $1,100 Building $8,600	$50,800 (-) Land $5,600 Building $45,200
2025	$532.00 (+3.91%)	$9,700 (+6.59%) Land $1,100 Building $8,600	$50,800 (-) Land $5,600 Building $45,200
2024			$50,800 (+6.72%) Land $5,600 Building $45,200
2023	$512.00	$9,100 Land $1,100 Building $8,000	$47,600 Land $5,600 Building $42,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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