902 Eley St, Otsego, MI 49078 Property Records

Allegan County property record for 902 Eley St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	1,799 sqft Living Area
Lot Size	15,769 sqft (0.362 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2012)
Tax Bill	$4,359.00 (2025)

Owner

Source: Allegan County records · APN 54-278-149-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 ELEY ST, OTSEGO, MI 49078-2501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2012 · Amount on Record
Deed Sale	Oct 16, 2012 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Book / Page	3665 / 495
Prior Transfer Date	Dec 07, 2010
Prior Transfer Doc	3479/762
Record Refreshed	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	902 ELEY ST, OTSEGO, MI 49078-2501
Transaction Type	Mortgage
Record Updated	Apr 06, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4440/23
Date	Mar 13, 2020
Book Page	4440/23

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,900 (+23.63%) Land $17,500 Building $127,400	$289,800 (+23.63%) Land $35,000 Building $254,800
2025	$4,359.00 (+19.65%)
2023		$117,200 Land $10,000 Building $107,200	$234,400 Land $20,000 Building $214,400
2022	$3,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`54-278-149-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,799 sqft Living Area
1st Floor	896 sqft 1st Floor
Basement Area	896 sqft Basement
Unfinished Basement	896 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Lot Area	15,769 sqft (0.362 acres)
Depth X Width	134 ft x 114 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	720 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	902 ELEY ST
City	OTSEGO
State	MI
Zip	49078-2501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 149 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES VI
Legal Lot Number	149
Jurisdiction	ALLEGAN MI
Minor Civil Division	OTSEGO
Census Blockgroup	3
Census Block	3035
Census Tract	31900