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1100 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1100 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,080 sqft · built 2016
Lot Size0.785 acres (34,194 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (May 2020)
Tax Bill$2,748 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-25-31-4260-0001-0395

Property Details

APN / Parcel Number

Primary APN20-25-31-4260-0001-0395
Alternative APNs
  • 253120426000010395
  • 91654

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,080 sqft Living Area
1st Floor Area1,980 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,194 sqft (0.785 acres)
Lot Dimensions360 ft deep x 95 ft wide
Garage Area625 sqft
PorchFlorida Room
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1100 NAVAJO DR
CitySAINT CLOUD
StateFL
Zip34771-7231
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionNARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 S 95 FT OF N 140 FT LOT 39 LYING IN SEC 20
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block395
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

1100 Navajo Dr, a mobile home, is owned and occupied by two individuals who bought it in May 2020.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1100 NAVAJO DR, SAINT CLOUD, FL 34771-7231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2020 · Amount on File
Deed SaleMay 1, 2020 · Amount on File
Prior SaleNov 16, 2006 · Amount on File
Deed Document Number202059662
Deed Book / Page5717 / 207
Prior Transfer DateNov 30, 1998
Prior Transfer Doc0015570071
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 1, 2020
Property Address1100 NAVAJO DR, SAINT CLOUD, FL 34771-7231
Document Number0057170207
Book / Page005717 / 000207
Instrument DateApr 27, 2020
Instrument59662
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1100 NAVAJO DR ST CLOUD FL 347717231, ST CLOUD, FL 34771-7231

Mortgage

Document Number57170209
DateMay 1, 2020
Book Page005717/000209
Instrument59663
Lender
NameALLEGIANT LNDG LLC
AddressLAKE CITY, FL 32025
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Navajo Dr was $2,748 with a homeowner's exemption, up 6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,748.00 (+5.98%) Homeowner's exemption$187,777$232,600 Land $66,000 Building $166,600
2024$2,593.00 (+2.29%)
2023$2,535.00 (+4.8%) Homeowner's exemption$177,170 (+3%)$240,500 (+24.68%) Land $66,000 Building $174,500
2022$2,419.00 Homeowner's exemption$172,010$192,900 Land $66,000 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1100 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Navajo Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Xfinity.

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