1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Navajo Dr

1096 Navajo Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1096 Navajo Dr, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details2 bd · 1.5 ba · 528 sqft · built 1970
Lot Size0.786 acres (34,238 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Dec 2025)
Tax Bill$837 (2025)
Deeds & MortgagesDec 2025 Sale
Flood ZoneZone X (minimal risk)
APN20-25-31-4260-0001-0392

Property Details

APN / Parcel Number

Primary APN20-25-31-4260-0001-0392
Alternative APNs
  • 253120426000010392
  • 91651

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area528 sqft Living Area
1st Floor Area528 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,238 sqft (0.786 acres)
Lot Dimensions360 ft deep x 95 ft wide
Pool House624 sqft
PorchFlorida Room
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1096 NAVAJO DR
CitySAINT CLOUD
StateFL
Zip34771-7846
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionNARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 FROM SE COR LOT 20, N 950 FT TO POB, CONT N 95 FT, W 360 FT, S 95 FT, E 360 FT TO POB
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block392
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

1096 Navajo Dr, a mobile home, is owned by a company that bought it in December 2025.

Source: Osceola County records, as of September 18, 2026

Owner of RecordCompany Name on File
Mailing Address1415 BELLADONNA PL, SAINT CLOUD, FL 34771-5813
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2025 · Amount on File
Deed SaleDec 29, 2025 · Amount on File
Deed Document Number2025157582
Deed Book / Page6899 / 943
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2025
Property Address1096 NAVAJO DR, SAINT CLOUD, FL 34771-7846
Document Number0068990943
Book / Page6899 / 943
Map ReferenceMB 1 PG 17
Instrument DateDec 23, 2025
Instrument2025157582
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 LAVENNA AVE, SAINT CLOUD, FL 34771-9419

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 BELLADONNA PL, SAINT CLOUD, FL 34771-5813

Tax Assessment & Valuation

The 2025 property tax bill for 1096 Navajo Dr was $837.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$837.00$33,962$117,100 Land $66,000 Building $51,100
2023$720.00 (+8.93%) Homeowner's exemption$32,044 (+3%)$117,100 (+13.25%) Land $66,000 Building $51,100
2022$661.00 Homeowner's exemption$31,111$103,400 Land $66,000 Building $37,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1096 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Navajo Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Navajo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures