Clay County property record for 998 Fleming St, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2004 |
| Lot Size | 0.168 acres (7,361 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Jan 2015) |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014839-000-00 |
| Primary APN | 38-05-26-014839-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Heated Area |
| Gross Area | 2,892 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,361 sqft (0.168 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 652 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 998 FLEMING ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 9 FLEMING ISLAND ESTATES AS REC O R 3711 PG 1117& 3713 PG 2032 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLAND ESTATES |
| Legal Block | 9 |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30701 |
Source: Clay County records · APN 38-05-26-014839-000-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 998 FLEMING ST, FLEMING ISLAND, FL 32003-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2015 · Amount on Record |
| Deed Sale | Jan 14, 2015 · Amount on Record |
| Prior Sale | Jun 23, 2005 |
| Deed Document Number | 2015001923 |
| Deed Book / Page | 3711 / 1117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 998 FLEMING ST, FLEMING ISLAND, FL 32003-9343 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 998 FLEMING ST, FLEMING ISLAND, FL 32003-9343 |
| Document Number | 0047061694 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 4706/1694 |
| Instrument | 2023015445 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,106.00 (-7.55%) Homeowner's exemption | $178,233 (+5.99%) | $297,254 (-4.62%) Land $50,000 Building $247,254 |
| 2023 | $2,278.00 (+8.79%) Homeowner's exemption | $168,166 (+3%) | $311,637 (+22.45%) Land $50,000 Building $261,637 |
| 2022 | $2,094.00 Homeowner's exemption | $163,268 | $254,503 Land $30,000 Building $224,503 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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