998 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 998 Fleming St, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 2004
Lot Size0.168 acres (7,361 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Jan 2015)
Tax Bill$2,106 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014839-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014839-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Heated Area
Gross Area2,892 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,361 sqft (0.168 acres)
Lot Dimensions123 ft deep x 60 ft wide
Garage Area420 sqft
PorchPorch
Porch Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address998 FLEMING ST
CityFLEMING ISLAND
StateFL
Zip32003-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLK 9 FLEMING ISLAND ESTATES AS REC O R 3711 PG 1117& 3713 PG 2032
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block9
Legal Lot Number15
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2023
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014839-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address998 FLEMING ST, FLEMING ISLAND, FL 32003-9343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2015 · Amount on Record
Deed SaleJan 14, 2015 · Amount on Record
Prior SaleJun 23, 2005
Deed Document Number2015001923
Deed Book / Page3711 / 1117
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address998 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address998 FLEMING ST, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number0047061694
DateMar 31, 2023
Book Page4706/1694
Instrument2023015445
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,106.00 (-7.55%) Homeowner's exemption$178,233 (+5.99%)$297,254 (-4.62%) Land $50,000 Building $247,254
2023$2,278.00 (+8.79%) Homeowner's exemption$168,166 (+3%)$311,637 (+22.45%) Land $50,000 Building $261,637
2022$2,094.00 Homeowner's exemption$163,268$254,503 Land $30,000 Building $224,503

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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