967 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 967 Fleming St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1978
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Aug 2017)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014823-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014823-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Porch	Finished/Open Porch
Porch Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	967 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 36 & 37 BLK 3 FLEMING ISL ESTATES AS REC OR 3998 PG 650
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	3
Legal Lot Number	36,37
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2022
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014823-000-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Aug 01, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 26, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2017 · Amount on Record
Deed Sale	Aug 01, 2017 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	201738945
Deed Book / Page	3998 / 650
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	0028251314
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	0043912054
Date	Dec 18, 2020
Book Page	4391/2054
Instrument	2020067035

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 01, 2017
Property Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0039980650
Book / Page	3998 / 0650
Map Reference	MB4 PG61
Instrument Date	Jul 12, 2017
Instrument	2017038945
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NATIONAL LINK LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$878.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 5TH AVE, 249, PITTSBURGH, PA 15222-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	2017038946
Date	Aug 01, 2017
Instrument	2017038946

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY FL
Recording Date	Apr 26, 2017
Property Address	967 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0039661139
Book / Page	003966 / 001139
Instrument Date	Apr 21, 2017
Instrument	20947
Transaction Type	Foreclosure
Record Updated	Sep 11, 2017

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00 (+5.22%) Homeowner's exemption	$144,457 (+5.99%)	$231,908 (-3.31%) Land $100,000 Building $131,908
2024	$1,512.00 (-15.72%)
2023	$1,794.00 (+10.54%) Homeowner's exemption	$136,298 (+3%)	$239,859 (+34.23%) Land $100,000 Building $139,859
2022	$1,623.00 Homeowner's exemption	$132,329	$178,688 Land $60,000 Building $118,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 215 locations within half a mile of this property.

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