1021 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 1021 Fleming St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,024 sqft · built 2002
Lot Size0.337 acres (14,723 sqft)
OwnerIndividual Name on Record
Last Sale$331,000 (Mar 2021)
Tax Bill$4,102 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014821-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014821-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,024 sqft Heated Area
Gross Area2,904 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,723 sqft (0.337 acres)
Lot Dimensions123 ft deep x 120 ft wide
Garage Area462 sqft
PorchPorch
Porch Area418 sqft
Storage Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1021 FLEMING ST
CityFLEMING ISLAND
StateFL
Zip32003-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 31 & 32 BLK 3 FLEMING ISLESTATES AS REC O R 4432 PG 396
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISLESTATES
Legal Block3
Legal Lot Number31,32 32
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2022
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1021 FLEMING ST, FLEMING ISLAND, FL 32003-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleNov 27, 2002 · Amount on Record
Deed Document Number2021017333
Deed Book / Page4432 / 396
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1021 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 FLEMING ST, ORANGE PARK, FL 32003-9344

Mortgage

Document Number0047152127
DateMay 2, 2023
Book Page4715/2127
Instrument2023021136
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueApr 26, 2038

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 22, 2021
Property Address1021 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Document Number0044320396
Book / Page4432 / 396
Map ReferenceMB 4 PG 61&62
Instrument DateMar 19, 2021
Instrument2021017333
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,317.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 FLEMING ST, FLEMING ISLAND, FL 32003-9344

Mortgage

Document Number0004432398
DateMar 22, 2021
Instrument4432/398
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,102.00 (-1.23%) Homeowner's exemption$309,104 (+5.99%)$359,797 (-4.08%) Land $100,000 Building $259,797
2023$4,153.00 (+6%) Homeowner's exemption$291,644 (+3%)$375,095 (+27.71%) Land $100,000 Building $275,095
2022$3,918.00 Homeowner's exemption$283,150$293,706 Land $60,000 Building $233,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Fleming St

Nearby Streets

Search Property Records by Address or Parcel Number