985 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 985 Fleming St, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,672 sqft Heated Area
Lot Size	7,361 sqft (0.168 acres)
Occupancy	Owner Occupied
Last Sale	$232,000 (2018)
Tax Bill	$2,499.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014822-002-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,672 sqft Heated Area
Gross Area	2,372 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Exterior Material	Logs Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,361 sqft (0.168 acres)
Depth X Width	123 ft x 60 ft Depth x Width
Garage Area	466 sqft Garage
Porch	1 Porch
Porch Area	234 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	985 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9343
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 35 BLK 3 FLEMING ISLAND ESTATES AS REC O R 4100 PG 2030
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	3
Legal Lot Number	35
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	2
Census Block	2022
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014822-002-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	985 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Prior Sale	Sep 21, 2007 · Amount on Record
Deed Doc Number	2018034847
Deed Book / Page	4100 / 2030
Record Refreshed	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 05, 2018
Property Address	985 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0041002030
Book / Page	004100 / 002030
Instrument Date	Jun 29, 2018
Instrument	34847
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	COMPASS LAND AND TITLE, COMPASS CLOSINGS & TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Value
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	985 FLEMING ST FLEMING ISLAND FL 320039343, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	41002032
Date	Jul 05, 2018
Book Page	004100/002032
Instrument	34848

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (-5.59%) Homeowner's exemption	$203,994 (+5.99%)	$273,406 (-5.43%) Land $50,000 Building $223,406
2023	$2,647.00 (+7.91%) Homeowner's exemption	$192,471 (+3%)	$289,092 (+24.19%) Land $50,000 Building $239,092
2022	$2,453.00 Homeowner's exemption	$186,866	$232,775 Land $30,000 Building $202,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.