958 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 958 Fleming St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 1975
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on Record
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014837-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014837-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	1,849 sqft
1st Floor Area	1,753 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	123 ft deep x 120 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	96 sqft
Patio Area	170 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	958 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & 12 BLK 9 FLEMING ISL ESTATES OR 4128 PG 666
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	9
Legal Lot Number	11,12
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2023
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	958 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2018
Transfer Doc	0041280666
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	958 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0042451739
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	958 FLEMING ST FLEMING ISLAND FL 320039343, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	0042451739
Date	Oct 29, 2019
Book Page	004245/001739
Instrument	57607

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2029

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Oct 1, 2018
Property Address	958 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0041280666
Book / Page	004128 / 000666
Instrument Date	Oct 1, 2018
Instrument	51612
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 FLEMING ST FLEMING ISLAND FL 320039343, FLEMING ISLAND, FL 32003-9343

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+5.1%) Homeowner's exemption	$155,035 (+5.99%)	$234,277 (-4.03%) Land $100,000 Building $134,277
2024	$1,667.00 (-14.34%)
2023	$1,946.00 (+9.88%) Homeowner's exemption	$146,278 (+3%)	$244,120 (+33.21%) Land $100,000 Building $144,120
2022	$1,771.00 Homeowner's exemption	$142,018	$183,264 Land $60,000 Building $123,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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