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998 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 998 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,972 sqft · built 1965
Lot Size0.614 acres (26,789 sqft)
OwnerIndividual Name on Record
Last Sale$148,500 (Apr 2018)
Tax Bill$1,715 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168-20-00-018

Property Details

APN / Parcel Number

Primary APN168-20-00-018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,972 sqft Living Area

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialFrame/Masonry
Foundation TypeRaised
Lot Area26,789 sqft (0.614 acres)
Garage TypeAttached
Garage Area624 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address998 E MAIN ST
CityCECILIA
StateKY
Zip42724-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2107
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address998 E MAIN ST, CECILIA, KY 42724-9624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Apr 2, 2018Deed of Trust, Mortgage
UNITED BANK
Apr 2, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on Record
Deed SaleApr 2, 2018 · Amount on Record
Prior SaleAug 27, 2013 · Amount on Record
Deed Document Number180-00003636
Deed Book / Page1454 / 685
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address998 E MAIN ST, CECILIA, KY 42724-9624
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002230/0000001257
DateApr 20, 2018
Book Page0000002230/0000001257
Instrument180-00004476
Lender
NameUNITED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address998 E MAIN ST, CECILIA, KY 42724-9624
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002228/0000001047
DateApr 2, 2018
Book Page0000002228/0000001047
Instrument180-00003636
Lender
NameUNITED BANK
TypeBank
Agreement
AmountAmount Recorded
Term357 Months
DueJan 1, 2048

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateApr 2, 2018
Property Address998 E MAIN ST, CECILIA, KY 42724-9624
Document Number1454/685
Book / Page1454 / 685
Instrument DateMar 28, 2018
Instrument180-00003636
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address998 E MAIN ST, CECILIA, KY 42724-9624

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,715.00 (+5.34%)$177,300 (-) Land $14,100 Building $163,200$177,300 (-) Land $14,100 Building $163,200
2023$177,300 Land $14,100 Building $163,200$177,300 Land $14,100 Building $163,200
2021$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Brandenburg Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20
AT&T
Fixed Wireless		100 / 20

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