995 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 995 Central St, Lowell, MA 01852 · Last verified April 2026

Property Summary

Property TypeTriplex
Details9 bd · 5 ba · 4,856 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Sep 2019)
Tax Bill$9,541 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNF04280

Property Details

APN / Parcel Number

Primary APNF04280
Alternative APNs
  • LOWE M:182 B:1125 L:995
  • M:000182 T:F04280

Interior

Bedrooms9 Beds
Full Baths5 Baths
Total Rooms19 Rooms
Units3 Units
Stories3 Stories
Building Area4,856 sqft Living Area
Gross Area6,112 sqft
1st Floor Area1,726 sqft
Basement Area1,406 sqft
Unfinished Basement1,406 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberF04280
Street Address995 CENTRAL ST
CityLOWELL
StateMA
Zip01852-3431
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block1125
Legal Lot Number995
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract312000

Owner

Source: Middlesex County and Lowell City records · APN F04280

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address995 CENTRAL ST, LOWELL, MA 01852-3431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2019 · Amount on Record
Deed SaleSep 09, 2019 · Amount on Record
Prior SaleMay 31, 1995 · Amount on Record
Deed Document Number201938386
Record UpdatedJun 08, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 09, 2019
Property Address995 CENTRAL ST, LOWELL, MA 01852-3431
Document Number33329-71
Book / Page33329 / 71
Instrument DateSep 09, 2019
Instrument38386
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 VARNUM AVE, LOWELL, MA 01854-2122

Mortgage

Document Number38387
DateSep 09, 2019
Instrument38387
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,541.00 (+5.45%)$831,100 (+9.4%) Land $115,500 Building $715,600
2024$9,048.00 (+1.54%)$759,700 (+5.88%) Land $104,200 Building $655,500
2023$8,911.00$717,500 Land $90,600 Building $626,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 744 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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