973 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 973 Central St, Lowell, MA 01852

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 2,598 sqft · built 1880
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Company Names on Record
Last Sale	$490,000 (Aug 2021)
Tax Bill	$6,499 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F05710`

Property Details

APN / Parcel Number

Primary APN	`F05710`
Alternative APNs	`LOWE M:182 B:1125 L:973` `M:000182 T:F05710`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,598 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	866 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	F05710
Street Address	973 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-3431
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	UMU
Legal Subdivision	CENTRAL ST
Legal Block	1125
Legal Lot Number	973
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 OLDE VILLAGE DR, WINCHESTER, MA 01890-2214
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Jan 16, 2009 · Amount on Record
Deed Document Number	202146659
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 6, 2021
Property Address	973 CENTRAL ST, LOWELL, MA 01852-3431
Document Number	36104-169
Book / Page	36104 / 169
Instrument Date	Aug 6, 2021
Instrument	46659
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OLDE VILLAGE DR, WINCHESTER, MA 01890-2214

Mortgage

Document Number	46660
Date	Aug 6, 2021
Instrument	46660

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,499.00 (+4.47%)	$572,600 (+5.67%) Land $115,800 Building $456,800
2025	$6,221.00 (+5.55%)	$541,900 (+9.5%) Land $108,200 Building $433,700
2024	$5,894.00 (+2.08%)	$494,900 (+6.45%) Land $97,600 Building $397,300
2023	$5,774.00	$464,900 Land $84,900 Building $380,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20