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989 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 989 Central St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,040 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$9,000 (Oct 1967)
Tax Bill$5,905 (2026)
Deeds & MortgagesJan 2023 Transfer
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APNM13930

Property Details

APN / Parcel Number

Primary APNM13930
Alternative APNs
  • LOWE M:182 B:1125 L:989
  • M:000182 T:M13930

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberM13930
Street Address989 CENTRAL ST
CityLOWELL
StateMA
Zip01852-3431
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeUMU
Legal Block1125
Legal Lot Number989
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract312000

Owner

989 Central St, a duplex, is owned by two individuals who acquired it in January 2023.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 PATRIOT WAY, LOWELL, MA 01854-1490
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 1967 · Amount on File
Deed SaleOct 27, 1967 · Amount on File
Last Transfer DateJan 17, 2023
Transfer Doc037638-165
Record UpdatedOct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 20, 2023
Property Address989 CENTRAL ST, LOWELL, MA 01852-3431
Document Number037638-165
Book / Page37638 / 165
Instrument DateJan 17, 2023
Instrument1775
Transaction TypeTransfer
Record UpdatedFeb 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 PATRIOT WAY, LOWELL, MA 01854-1489

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 20, 2018
Property Address989 CENTRAL ST, LOWELL, MA 01852-3431
Document Number32582-115
Book / Page032582 / 000115
Instrument DateNov 17, 2018
Instrument50881
Transaction TypeTransfer
Record UpdatedDec 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 CENTRAL ST LOWELL MA 018523431, LOWELL, MA 01852-3431

Tax Assessment & Valuation

The 2026 property tax bill for 989 Central St was $5,905, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,905.00 (+4.51%)$520,300 (+5.71%) Land $118,600 Building $401,700$506,916
2025$5,650.00 (+8.55%)$492,200 (+12.63%) Land $110,900 Building $381,300
2024$5,205.00 (+7.47%)$437,000 (+12.08%) Land $100,000 Building $337,000
2023$4,843.00$389,900 Land $87,000 Building $302,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 989 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 989 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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