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971 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 971 Central St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,470 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (Apr 2020)
Tax Bill$4,354 (2026)
Deeds & MortgagesDec 2021 Refinance
Apr 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNM08360

Property Details

APN / Parcel Number

Primary APNM08360
Alternative APNs
  • LOWE M:182 B:1125 L:971
  • M:000182 T:M08360

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,470 sqft Living Area
Gross Area2,467 sqft
1st Floor Area859 sqft
Basement Area824 sqft
Unfinished Basement824 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberM08360
Street Address971 CENTRAL ST
CityLOWELL
StateMA
Zip01852-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block1125
Legal Lot Number971
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1955, ANDOVER, MA 01810-0033
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
SILVER HILL FUNDING
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUOQING YE
Apr 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 27, 2018Quit Claim Deed, Foreclosure
Mar 30, 2018Quit Claim Deed, Foreclosure
Feb 16, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020 · Amount on Record
Deed SaleApr 3, 2020 · Amount on Record
Prior SaleJun 27, 2018
Deed Document Number202014235
Deed Book / Page33984 / 249
Last Transfer DateNov 30, 2021
Transfer Doc036575-104
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 1, 2021
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number036575-104
Book / Page36575 / 104
Instrument DateNov 30, 2021
Instrument69817
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ORCHARD XING, ANDOVER, MA 01810-4875

Mortgage

Document Number036575-107
DateDec 1, 2021
Book Page36575/107
Instrument69818
Lender
NameSILVER HILL FUNDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number33999-246
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ORCHARD XING ANDOVER MA 018104875, ANDOVER, MA 01810-4875

Mortgage

Document Number33999-246
DateApr 8, 2020
Book Page033999/000246
Instrument14912
Lender
NameGUOQING YE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueApr 7, 2021

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 3, 2020
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number33984-249
Book / Page033984 / 000249
Instrument DateMar 30, 2020
Instrument14235
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$433.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ORCHARD XING ANDOVER MA 018104875, ANDOVER, MA 01810-4875

June 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 27, 2018
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number32193-39
Book / Page032193 / 000039
Instrument DateJun 14, 2018
Instrument26857
Transaction TypeForeclosure
Record UpdatedJul 17, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

March 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 30, 2018
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number31964-119
Book / Page031964 / 000119
Instrument DateFeb 6, 2018
Instrument12398
Transaction TypeForeclosure
Record UpdatedApr 17, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

February 2017: Foreclosure

Document TypeForeclosure
JurisdictionLOWELL MA
Recording DateFeb 16, 2017
Property Address971 CENTRAL ST, LOWELL, MA 01852-3431
Document Number30911-251
Book / Page030911 / 000251
Instrument DateFeb 6, 2017
Instrument6791
Transaction TypeForeclosure
Record UpdatedMar 7, 2017

Transaction

AmountAmount Recorded
Tax$722.30
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,354.00 (+6.51%)$383,600 (+7.72%) Land $100,300 Building $283,300$371,240 (-24.52%)
2025$4,088.00 (+3.44%)$356,100 (+7.32%) Land $93,800 Building $262,300$491,815 (+44.13%)
2024$3,952.00 (+5.72%)$331,800 (+10.23%) Land $84,600 Building $247,200$341,240
2023$3,738.00$301,000 Land $73,600 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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