Middlesex County and Lowell City property record for 1015 Central St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,608 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $458,000 (Feb 2021) |
| Tax Bill | $8,027 (2026) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S08120 |
| Primary APN | S08120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,608 sqft Living Area |
| Gross Area | 4,804 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | S08120 |
|---|---|
| Street Address | 1015 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3400 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | UMU |
| Legal Block | 1125 |
| Legal Lot Number | 1015 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 312000 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 MARLBORO RD, WOBURN, MA 01801-3408 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2004 · Amount on Record |
| Deed Document Number | 20219177 |
| Last Transfer Date | Feb 9, 2023 |
| Transfer Doc | 0037674-53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 13, 2023 |
| Property Address | 1015 CENTRAL ST, LOWELL, MA 01852-3400 |
| Document Number | 0037674-53 |
| Book / Page | 37674 / 53 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 3858 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MARLBORO RD, WOBURN, MA 01801-3408 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 12, 2021 |
| Property Address | 1015 CENTRAL ST, LOWELL, MA 01852-3400 |
| Document Number | 35332-194 |
| Book / Page | 35332 / 194 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 9177 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 47 ARTHUR ST, METHUEN, MA 01844-5265 |
| Document Number | 9178 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 9178 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1015 CENTRAL ST, LOWELL, MA 01852-3400 |
| Document Number | 33713-90 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1015 CENTRAL ST LOWELL MA 018523400, LOWELL, MA 01852-3400 |
| Document Number | 33713-90 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 033713/000090 |
| Instrument | 59535 |
| Name | POINT DIGITAL FIN INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 30, 2029 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,027.00 (+4.44%) | $707,200 (+5.63%) Land $120,800 Building $586,400 |
| 2025 | $7,686.00 (+5.55%) | $669,500 (+9.5%) Land $112,900 Building $556,600 |
| 2024 | $7,282.00 (+1.83%) | $611,400 (+6.18%) Land $101,900 Building $509,500 |
| 2023 | $7,151.00 | $575,800 Land $88,600 Building $487,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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