9918 Rivers Bend Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 9918 Rivers Bend Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,340 sqft · built 1991
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Aug 2020)
Tax Bill$7,458 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-05-426-002

Property Details

APN / Parcel Number

Primary APN08-05-426-002
Alternative APNs
  • 805426002
  • 113D022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,340 sqft Living Area
Basement Area1,323 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Lot Area31,363 sqft (0.72 acres)
Garage Area792 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9918 RIVERS BEND DR
CityROSCOE
StateIL
Zip61073-8359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 2
Legal Range2
Legal Township45
Legal Section5
Legal SubdivisionRIVER BEND RDG
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3001
Census Tract3801

Owner

9918 Rivers Bend Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address9918 RIVERS BEND DR, ROSCOE, IL 61073-8359
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on File
Deed SaleAug 7, 2020 · Amount on File
Prior SaleApr 25, 2013 · Amount on File
Deed Document Number202022189
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateAug 7, 2020
Property Address9918 RIVERS BEND DR, ROSCOE, IL 61073-8359
Document Number0001022189
Instrument DateJul 15, 2020
Instrument1022189
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$353.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9918 RIVERS BEND DR ROSCOE IL 610738359, ROSCOE, IL 61073-8359

Mortgage

Document Number1022190
DateAug 7, 2020
Instrument1022190
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 9918 Rivers Bend Dr was $7,458 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,458.00$101,758 Land $15,642 Building $86,116$305,274 Land $46,926 Building $258,348
2022Homeowner's exemption$76,245 Land $11,720 Building $64,525$228,735 Land $35,160 Building $193,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9918 Rivers Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9918 Rivers Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rivers Bend Dr

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