Winnebago County property record for 9886 Rivers Bend Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,418 sqft · built 1992 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Trust Name on File |
| Last Sale | $18,000 (Mar 1992) |
| Tax Bill | $7,628 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-429-002 |
| Primary APN | 08-05-429-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Basement Area | 1,365 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Area | 640 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 113D025 |
|---|---|
| Street Address | 9886 RIVERS BEND DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 5 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 5 |
| Legal Subdivision | RIVER BEND RDG |
| Legal Lot Number | 5 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3801 |
9886 Rivers Bend Dr is owner-occupied and held in a trust since March 1992.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9886 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 1992 · Amount on File |
| Deed Sale | Mar 8, 1992 · Amount on File |
| Deed Document Number | 199210906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9886 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018792 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2118792 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9886 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Document Number | 0001021456 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9886 RIVERS BEND DR ROSCOE IL 610738358, ROSCOE, IL 61073-8358 |
| Investor | Possibly a Property Investor |
| Document Number | 0001021456 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 1021456 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 2, 2030 |
The 2025 property tax bill for 9886 Rivers Bend Dr was $7,628 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,628.00 | $108,945 Land $15,642 Building $93,303 | $326,835 Land $46,926 Building $279,909 |
| 2022 | Homeowner's exemption | $81,630 Land $11,720 Building $69,910 | $244,890 Land $35,160 Building $209,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9886 Rivers Bend Dr in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9886 Rivers Bend Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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