Winnebago County property record for 9875 Rivers Bend Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,895 sqft · built 1992 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Apr 2023) |
| Tax Bill | $10,193 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-427-005 |
| Primary APN | 08-05-427-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| Basement Area | 1,883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 48,787 sqft |
| Garage Area | 876 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 9875 RIVERS BEND DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 15 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 5 |
| Legal Subdivision | PLAT OF RIVER BEND 4191GE |
| Legal Lot Number | 15 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9875 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Deed Document Number | 20237522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 11, 2023 |
| Property Address | 9875 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Document Number | 0000007522 |
| Map Reference | BK38 PG32A |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2307522 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9875 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007523 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2307523 |
| Name | STILLMAN BANCORP NA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Max Rate | 13.3% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,193.00 | $136,876 (+33.46%) Land $27,925 Building $108,951 | $410,628 (+33.46%) Land $83,775 Building $326,853 |
| 2022 | Homeowner's exemption | $102,559 Land $20,924 Building $81,635 | $307,677 Land $62,772 Building $244,905 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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