9906 Rivers Bend Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 9906 Rivers Bend Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 1992
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Jun 2021)
Tax Bill	$9,571 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-05-426-003`

Property Details

APN / Parcel Number

Primary APN	`08-05-426-003`
Alternative APNs	`805426003` `113D023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
Basement Area	1,891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Area	1,025 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	9906 RIVERS BEND DR
City	ROSCOE
State	IL
Zip	61073-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 3
Legal Range	2
Legal Township	45
Legal Section	5
Legal Subdivision	RIVER BEND RDG
Legal Lot Number	3
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3001
Census Tract	3801

Owner

9906 Rivers Bend Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9906 RIVERS BEND DR, ROSCOE, IL 61073-8359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Mar 11, 2014 · Amount on File
Deed Document Number	202121738
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9906 RIVERS BEND DR, ROSCOE, IL 61073-8359
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013278
Date	Jun 16, 2023
Instrument	2313278

Lender

Name	MEMBERSALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2033

Interest

Rate Type	Fixed Rate
Rate	7.88%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 23, 2021
Property Address	9906 RIVERS BEND DR, ROSCOE, IL 61073-8359
Document Number	0000021738
Map Reference	PB 38 PG 32A
Instrument Date	Apr 28, 2021
Instrument	2121738
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9906 RIVERS BEND DR, ROSCOE, IL 61073-8359

Mortgage

Document Number	0000021739
Date	Jun 23, 2021
Instrument	2121739

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9906 RIVERS BEND DR, ROSCOE, IL 61073-8359
Document Number	0001011533
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9906 RIVERS BEND DR ROSCOE IL 610738359, ROSCOE, IL 61073-8359

Mortgage

Document Number	0001011533
Date	May 5, 2020
Instrument	1011533

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9906 Rivers Bend Dr was $9,571 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,571.00	$128,883 Land $15,642 Building $113,241	$386,649 Land $46,926 Building $339,723
2022	Homeowner's exemption	$96,570 Land $11,720 Building $84,850	$289,710 Land $35,160 Building $254,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9906 Rivers Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9906 Rivers Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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