Winnebago County property record for 9863 Rivers Bend Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,273 sqft · built 1990 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Nov 2016) |
| Tax Bill | $12,668 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-427-006 |
| Primary APN | 08-05-427-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| Basement Area | 2,293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Lot Area | 48,787 sqft |
| Garage Area | 584 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 113D034 |
|---|---|
| Street Address | 9863 RIVERS BEND DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 14 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 5 |
| Legal Subdivision | RIVER BEND RDG |
| Legal Lot Number | 14 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9863 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on Record |
| Deed Sale | Nov 1, 2016 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9863 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Document Number | 0001013516 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9863 RIVERS BEND DR ROSCOE IL 610738358, ROSCOE, IL 61073-8358 |
| Document Number | 0001013516 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 1013516 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Rate | 2.9% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,668.00 | $168,652 (+33.46%) Land $27,925 Building $140,727 | $505,956 (+33.46%) Land $83,775 Building $422,181 |
| 2022 | Homeowner's exemption | $126,369 Land $20,924 Building $105,445 | $379,107 Land $62,772 Building $316,335 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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