San Diego County property record for 9918 Oak Grove Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,391 sqft · built 1931 |
| Lot Size | 2.56 acres (111,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Apr 2018) |
| Tax Bill | $4,761 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-200-04-00 |
| Primary APN | 405-200-04-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,391 sqft Living Area |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 111,949 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9918 OAK GROVE DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 13-15-3E SW 1/4 POR NE 1/4 OF |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 13 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9918 OAK GROVE DR, DESCANSO, CA 91916-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC |
| Apr 13, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 13, 2018 | Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 2018148755 |
| Prior Transfer Date | Mar 19, 2018 |
| Prior Transfer Doc | 0000148754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9918 OAK GROVE DR, DESCANSO, CA 91916-9748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000464518 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020-0464518 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2018 |
| Property Address | 9918 OAK GROVE DR, DESCANSO, CA 91916-9748 |
| Document Number | 0000148754 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 148754 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12675 CASA VISTA RD LAKESIDE CA 920404602, LAKESIDE, CA 92040-4602 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2018 |
| Property Address | 9918 OAK GROVE DR, DESCANSO, CA 91916-9748 |
| Document Number | 0000148755 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2018-0148755 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9918 OAK GRORE PL, NORTH HOLLYWOOD, CA 91616 |
| Document Number | 0000148756 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018-0148756 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,015 (+2%) Land $111,692 Building $329,323 | |
| 2025 | $4,761.00 (+4.07%) | $432,368 (+4.04%) Land $109,502 Building $322,866 |
| 2023 | $4,575.00 (-1.46%) | $415,580 Land $105,250 Building $310,330 |
| 2022 | $4,643.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 94% of California |
|---|---|
| Wildfire Likelihood | 6% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
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