10175 Oak Grove Dr, #77, Descanso, CA 91916 Property Records

San Diego County property record for 10175 Oak Grove Dr, #77, Descanso, CA 91916

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 5 ba · 3,330 sqft · built 1996
Lot Size8.43 acres (367,646 sqft)
Owner2 Company Names on Record
Last Sale$185,000 (Sep 1996)
Tax Bill$6,030 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN405-170-19-00

Property Details

APN / Parcel Number

Primary APN405-170-19-00

Interior

Bedrooms6 Beds
Full Baths5 Baths
Units2 Units
Building Area3,330 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Family
Lot Area367,646 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10175 OAK GROVE DR, 77
CityDESCANSO
StateCA
Zip91916-9743
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeA70
Legal DescriptionPAR 2 (EX ST) TR PM03565
Legal SubdivisionPARCEL MAP 3565
Legal Tract3565
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1057
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 638, DESCANSO, CA 91916-0638
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
POINT MORTGAGE CORP
Apr 14, 2021Intrafamily Transfer, Transfer
TICOR TITLE SAN DIEGO BRANCH
Dec 19, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 1996 · Amount on Record
Deed SaleSep 25, 1996 · Amount on Record
Deed Document Number1996487485
Prior Transfer DateMay 9, 1995
Prior Transfer Doc0000213102
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2021
Property Address10175 OAK GROVE DR # 77, 77, DESCANSO, CA 91916-9743
Document Number0000283812
Map ReferenceFILE 75-045431
Instrument DateMar 4, 2021
Instrument2021-0283812
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 638, DESCANSO, CA 91916-0638

Mortgage

Document Number0000283813
DateApr 13, 2021
Instrument2021-0283813
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2021
Property Address10175 OAK GROVE DR # 77, 77, DESCANSO, CA 91916-9743
Document Number0000287410
Map ReferenceFILE 75-045431
Instrument DateMar 4, 2021
Instrument2021-0287410
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 638, DESCANSO, CA 91916-0638

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10175 OAK GROVE DR # 77, 77, DESCANSO, CA 91916-9743
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000593693
DateDec 19, 2019
Instrument2019-0593693
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$567,242 (+2%) Land $161,577 Building $405,665
2025$6,030.00 (+4.11%) Homeowner's exemption$556,120 (+4.04%) Land $158,409 Building $397,711
2023$5,792.00 (-1.45%) Homeowner's exemption$534,526 Land $152,258 Building $382,268
2022$5,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.5% of the US · above 97.1% of California
Wildfire Likelihood6% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

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