9872 Oak Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9872 Oak Grove Dr, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,082 sqft · built 1927
Lot Size0.286 acres (12,457 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2021)
Tax Bill$4,945 (2025)
Deeds & MortgagesJul 2021 Transfer
Jul 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN405-221-02-00

Property Details

APN / Parcel Number

Primary APN405-221-02-00
Alternative APN
  • 4052201700

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,082 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,457 sqft (0.286 acres)
View / LotGood
Garage TypeOpen

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number4052201700
Street Address9872 OAK GROVE DR
CityDESCANSO
StateCA
Zip91916-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 13-15-3E SE 1/4 POR NW 1/4 OF
Legal Range03E
Legal Township15
Legal Section13
Legal SubdivisionMESA MARGARITA
Legal Block1
Legal Lot Number78
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1023
Census Tract21202

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Jul 20, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 20, 2021Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Feb 18, 2021Intrafamily Transfer, Transfer
Aug 2, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleApr 18, 1991 · Amount on Record
Deed Document Number2021514757
Prior Transfer DateJan 26, 2021
Prior Transfer Doc0000126107
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2021
Property Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
Document Number0000514755
Instrument DateJul 12, 2021
Instrument2021-0514755
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 402, DESCANSO, CA 91916-0402

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2021
Property Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
Document Number0000514756
Instrument DateJul 9, 2021
Instrument2021-0514756
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 672, DESCANSO, CA 91916-0672

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2021
Property Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
Document Number0000514757
Instrument DateJul 2, 2021
Instrument2021-0514757
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
InvestorPossibly a Property Investor

Mortgage

Document Number0000514758
DateJul 20, 2021
Instrument2021-0514758
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 18, 2021
Property Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
Document Number0000126107
Instrument DateJan 26, 2021
Instrument2021-0126107
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 402, DESCANSO, CA 91916-0402

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 2, 2018
Property Address9872 OAK GROVE DR, DESCANSO, CA 91916-9706
Document Number0000315507
Instrument DateJul 17, 2018
Instrument315507
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9872 OAK GROVE DR DESCANSO CA 91916, DESCANSO, CA 91916

Mortgage

Document Number315508
DateAug 2, 2018
Instrument315508
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$465,443 (+2%) Land $357,201 Building $108,242
2025$4,945.00 (+4.13%) Homeowner's exemption$456,318 (+4.04%) Land $350,198 Building $106,120
2023$4,749.00 (-1.43%) Homeowner's exemption$438,600 Land $336,600 Building $102,000
2022$4,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.2% of the US · above 94% of California
Wildfire Likelihood6% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESCANSO COMMUNITY WATER DISTRICT
serves 870 people · EPA ID CA3710009
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityUranium
not recorded as resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

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